Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.Business profile
Maxivo Oy
Maxivo Oy's registered office is Oulu. It is a limited company. The company was established on 2008-10-02. It operates in the industry of general cleaning of buildings. In its latest retained statement for 2025-12-31, revenue was €516,892 and operating profit was -€4,140.
Business ID 2218733-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2218733-9
- Sector
- General cleaning of buildings
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2008-10-02
- Business ID registration date
- 2008-09-12
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Isokatu 70 A 1 a, 90120, Oulu
Website: https://www.helpmax.fiSource observation
About Maxivo Oy
Financial position and key figures for the company.
Maxivo Oy's location municipality is Oulu. It is a limited company. The company was established on 2008-10-02. It operates in the industry of general cleaning of buildings. In its latest retained statement for 2025-12-31, revenue was €516,892 and operating profit was -€4,140. The latest retained financial statement for 2025-12-31 shows revenue of €516,892 and profit for the financial year of -€4,127. Based on the latest retained statement, revenue growth was -1.4%, operating margin was -0.8%, and equity ratio was +7.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-1.4%
Operating margin-0.8%
Equity ratio7.6%
Balance-sheet contextLatest financial period
Other operating income€414Previous: €1,032
Cash and bank€16,668Previous: €22,594
Retained earnings€6,992Previous: €5,131
Equity€5,370Previous: €9,497
Liabilities€65,400Previous: €66,104
Current assets€66,141Previous: €71,531
Current liabilities€65,400Previous: €66,104
Revenue trend2 periods
€524,408
2024-12-31
€516,892
2025-12-31
Operating profit (loss) trend2 periods
€1,910
2024-12-31
-€4,140
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,861
2024-12-31
-€4,127
2025-12-31
Assets trend2 periods
€75,601
2024-12-31
€70,770
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
9/100 · Declining
Current ratioWeak
8/100 · Declining
Operating profit marginWeak
48/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 12.6 % | 7.6 % |
| Current ratio | 0.34x | 0.25x |
| Operating profit margin | 0.4 % | -0.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2218733-9
VAT IDFI22187339
EU IDFIFPRO.2218733-9
MunicipalityOulu
Current registered entries
2008-10-01VAT-liable for business activity in Tax Administration (VAT Register)
2008-10-02Registered in Tax Administration (Prepayment Register)
2008-10-02Registered in Tax Administration (Tax Administration)
2008-10-02Registered in Patent and Registration Office (Trade Register)
2010-03-15Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorMaxivo Oy
Grade downgradedB1 → B3 · new analysis 2026-09-23
46/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
ProfitabilityStable
SolvencyStable
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
388 peersSolvency17%
Below 83% of peers
Profitability21%
Below 79% of peers
Liquidity32%
Below 68% of peers
Revenue growth31%
Below 69% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings71 days after period end
82 days after period end
3 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB3
2026-09-23 00:0446/100 · v0.14
B1 → B3 · -19 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1565/100 · v0.14
B2 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1359/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-09-23
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 18 years of registry continuity.
Registry and status signalsVakaa
87/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
31 register eventsLatest event: 2026-03-12
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Maxivo Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.