Risk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
Memiva Oy
Memiva Oy's registered office is Esbo. It is a limited company. The company was established on 2014-11-19. It operates in the industry of buying and selling of own real estate.
Business ID 2651703-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2651703-2
- Sector
- Buying and selling of own real estate
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2014-11-19
- Business ID registration date
- 2014-10-31
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vanhan-Mankkaan tie 25b, 02180, Esbo
About Memiva Oy
Financial position and key figures for the company.
Memiva Oy's location municipality is Esbo. It is a limited company. The company was established on 2014-11-19. It operates in the industry of buying and selling of own real estate. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +65.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
PRH/XBRL financial statement
Derived indicators
Equity ratio65.4%
Balance-sheet contextLatest financial period
Other operating income€11,063Previous: €10,184
Cash and bank€49,789Previous: €35,448
Retained earnings€204,259Previous: €187,945
Equity€229,466Previous: €224,738
Liabilities€121,260Previous: €131,472
Current assets€123,226Previous: €128,515
Current liabilities€14,464Previous: €15,898
Operating profit (loss) trend2 periods
-€1,074
2024-12-31
€3,374
2025-12-31
Profit (loss) for the financial year trend2 periods
€34,293
2024-12-31
€22,707
2025-12-31
Assets trend2 periods
€356,210
2024-12-31
€350,726
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
82/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 63.1 % | 65.4 % |
| Current ratio | 2.23x | 3.44x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2651703-2
EU IDFIFPRO.2651703-2
MunicipalityEsbo
Current registered entries
2014-10-30Registered in Tax Administration (Prepayment Register)
2014-11-19Registered in Tax Administration (Tax Administration)
2014-11-19Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodMemiva Oy
Grade upgradedB1 → A3 · new analysis 2026-09-29
75/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityImproving
Same industryDescriptive comparison – does not change the model score.
86 peersSolvency45%
Below 55% of peers
Liquidity87%
Better than 87% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings57 days after period end
80 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-29 01:1575/100 · v0.14
B1 → A3 · +7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1568/100 · v0.14
B1 → B1 · +8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-29
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 11 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-02-26
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Memiva Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.