Business profile

Merkantil Oy

Merkantil Oy's registered office is Mäkelä. It is a limited company. The company was established on 2014-07-23. It operates in the industry of retail sale of other second-hand goods. In its latest retained statement for 2025-12-31, revenue was €90,093 and operating profit was €1,423.

Claim profileContact details
Business ID 2621458-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2621458-4
Sector
Retail sale of other second-hand goods
Municipality
Mäkelä
Company form
Limited company
Registration date
2014-07-23
Business ID registration date
2014-05-13
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Harjula 26, 15460, Mäkelä

Website: https://www.merkantil.fiSource observation

About Merkantil Oy

Financial position and key figures for the company.

Merkantil Oy's location municipality is Mäkelä. It is a limited company. The company was established on 2014-07-23. It operates in the industry of retail sale of other second-hand goods. In its latest retained statement for 2025-12-31, revenue was €90,093 and operating profit was €1,423. The latest retained financial statement for 2025-12-31 shows revenue of €90,093 and profit for the financial year of €178. Based on the latest retained statement, revenue growth was -3.5%, operating margin was +1.6%, and equity ratio was -14.6%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-3.5%
Operating margin1.6%
Equity ratio-14.6%
Revenue€90,093-€3,257 (-3.5%) vs previous periodPrevious: €93,350
Operating profit (loss)€1,423-€4,250 (-74.9%) vs previous periodPrevious: €5,673
Profit (loss) for the financial year€178-€3,739 (-95.5%) vs previous periodPrevious: €3,917
Assets€23,973-€3,573 (-13.0%) vs previous periodPrevious: €27,545
Balance-sheet contextLatest financial period
Other operating income€0Previous: €628
Inventory€664Previous: €717
Retained earnings-€6,171Previous: -€10,088
Equity-€3,493Previous: -€3,671
Liabilities€27,465Previous: €31,216
Current assets€12,560Previous: €11,186
Current liabilities€4,575Previous: €13,006
Revenue trend2 periods
€93,350
2024-12-31
€90,093
2025-12-31
Operating profit (loss) trend2 periods
€5,673
2024-12-31
€1,423
2025-12-31
Profit (loss) for the financial year trend2 periods
€3,917
2024-12-31
€178
2025-12-31
Assets trend2 periods
€27,545
2024-12-31
€23,973
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Declining
-14.6 %2024-12-31: -13.3 %
Current ratioWeak
5/100 · Improving
0.15x2024-12-31: 0.06x
Operating profit marginPassable
54/100 · Declining
1.6 %2024-12-31: 6.0 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio-13.3 %-14.6 %
Current ratio0.06x0.15x
Operating profit margin6.0 %1.6 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2621458-4
VAT IDFI26214584
EU IDFIFPRO.2621458-4
MunicipalityMäkelä
Current registered entries
2014-07-01VAT-liable for business activity in Tax Administration (VAT Register)
2014-07-01Registered in Tax Administration (Prepayment Register)
2014-07-23Registered in Patent and Registration Office (Trade Register)
2014-08-05Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorMerkantil Oy
Grade unchangedB3 · new analysis 2026-10-17
Model score40/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueStable
ProfitabilityDeteriorating
SolvencyStable
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
38 peers
Solvency21%
Below 79% of peers
Profitability61%
Better than 61% of peers
Liquidity37%
Below 63% of peers
Revenue growth39%
Below 61% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag83 days after period end
Typical registration lag67 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Negative equity
  • Weak current ratio
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B3
2026-10-1740/100 · v0.15
B3 → B3
B3
2026-09-17 16:2540/100 · v0.14
B1 → B3 · -23 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1463/100 · v0.14
B1 → B1
B1
2026-09-1463/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
46/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 12 years of registry continuity.

Registry and status signalsVakaa
76/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

13 register eventsLatest event: 2026-03-24

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Merkantil Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.