Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
MikkoTalot Rakentaa Oy
MikkoTalot Rakentaa Oy's registered office is Rovaniemi. It is a limited company. The company was established on 2016-10-20. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €446,561 and operating profit was €89,946.
Business ID 2788071-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2788071-4
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Rovaniemi
- Company form
- Limited company
- Registration date
- 2016-10-20
- Business ID registration date
- 2016-10-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: rauhankatu 14 A, 96100, Rovaniemi
Website: https://www.mikkotalotrakentaa.fiSource observation
About MikkoTalot Rakentaa Oy
Financial position and key figures for the company.
MikkoTalot Rakentaa Oy's location municipality is Rovaniemi. It is a limited company. The company was established on 2016-10-20. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €446,561 and operating profit was €89,946. The latest retained financial statement for 2025-12-31 shows revenue of €446,561 and profit for the financial year of €73,639. Based on the latest retained statement, revenue growth was +44.0%, operating margin was +20.1%, and equity ratio was -175.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
6
2
PRH/XBRL financial statement
Derived indicators
Revenue growth44.0%
Operating margin20.1%
Equity ratio-175.2%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €303
Inventory€0Previous: €103,956
Cash and bank€12,664Previous: €17,290
Advances received€0Previous: €134,305
Retained earnings-€178,924Previous: -€208,556
Equity-€102,785Previous: -€176,424
Liabilities€161,437Previous: €378,227
Current assets€23,271Previous: €154,628
Current liabilities€92,501Previous: €287,324
Revenue trend2 periods
€310,053
2024-12-31
€446,561
2025-12-31
Operating profit (loss) trend2 periods
€52,589
2024-12-31
€89,946
2025-12-31
Profit (loss) for the financial year trend2 periods
€29,632
2024-12-31
€73,639
2025-12-31
Assets trend2 periods
€201,803
2024-12-31
€58,653
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioWeak
5/100 · Declining
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -261.4 % | -175.2 % |
| Current ratio | 0.42x | 0.14x |
| Operating profit margin | 16.9 % | 20.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2788071-4
VAT IDFI27880714
EU IDFIFPRO.2788071-4
MunicipalityRovaniemi
Current registered entries
2016-10-01Registered in Tax Administration (Employer Register)
2016-10-01VAT-liable for business activity in Tax Administration (VAT Register)
2016-10-13Registered in Tax Administration (Prepayment Register)
2016-10-20Registered in Patent and Registration Office (Trade Register)
2016-10-24Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskMikkoTalot Rakentaa Oy
Grade unchangedC · new analysis 2026-10-18
39/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
184 peersSolvency3%
Below 97% of peers
Profitability90%
Better than 90% of peers
Liquidity38%
Below 62% of peers
Revenue growth83%
Better than 83% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings161 days after period end
112 days after period end
4 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
Risk factors to note
- Negative equity
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1839/100 · v0.15
C → CC
2026-10-05 07:4039/100 · v0.14
B2 → C · -13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1552/100 · v0.14
B2 → B2 · -1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1453/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsSeurattava
70/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → C.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2025-04-25
Financial statements availability
Available financial statement periods and PRH source filings.
6 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
MikkoTalot Rakentaa Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.