Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Miljoonaklubi Oy
Miljoonaklubi Oy's registered office is Forssa. It is a limited company. The company was established on 2023-06-05. It operates in the industry of other miscellaneous educational n.e.c.. In its latest retained statement for 2025-10-31, revenue was €325,274 and operating profit was -€29,246.
Business ID 3365397-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3365397-2
- Sector
- Other miscellaneous educational n.e.c.
- Municipality
- Forssa
- Company form
- Limited company
- Registration date
- 2023-06-05
- Business ID registration date
- 2023-05-16
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Riihivalkamantie 146, 30100, Forssa
Website: https://miljoonaklubi.fiSource observation
People and decision-makers
Mattila Roosa AnniinaToimitusjohtaja
About Miljoonaklubi Oy
Financial position and key figures for the company.
Miljoonaklubi Oy's location municipality is Forssa. It is a limited company. The company was established on 2023-06-05. It operates in the industry of other miscellaneous educational n.e.c.. In its latest retained statement for 2025-10-31, revenue was €325,274 and operating profit was -€29,246. The latest retained financial statement for 2025-10-31 shows revenue of €325,274 and profit for the financial year of -€37,269. Based on the latest retained statement, revenue growth was -4.5%, operating margin was -8.9%, and equity ratio was +1.9%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on konsultoinnin, valmennusten ja valmennustuotteiden tuottaminen, valmistus, myynti, välittäminen, vienti ja tuonti sekä toteuttaminen ja näihin liittyvän kirjallisen materiaalin tuottaminen, valmistus, myynti ja alihankinta sekä kaikki muu laillinen liiketoiminta. Yhtiö harjoittaa toimintaa koko maassa ja ulkomailla.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
2
2
Combined source
Derived indicators
Revenue growth-4.5%
Operating margin-8.9%
Equity ratio1.9%
Balance-sheet contextLatest financial period
Cash and bank€34,577Previous: €65,601
Retained earnings€38,599Previous: €0
Profit before taxes-€37,268Previous: €48,253
Equity€1,330Previous: €38,599
Liabilities€101,203Previous: €132,766
Current assets€98,564Previous: €171,365
Current liabilities€60,072Previous: €132,766
Employees4Previous: 2
Revenue trend2 periods
€340,572
2024-10-31
€325,274
2025-10-31
Operating profit (loss) trend2 periods
€48,328
2024-10-31
-€29,246
2025-10-31
Profit (loss) for the financial year trend2 periods
€38,599
2024-10-31
-€37,269
2025-10-31
Assets trend2 periods
€171,365
2024-10-31
€102,533
2025-10-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
2/100 · Declining
Current ratioSatisfactory
56/100 · Improving
Operating profit marginWeak
28/100 · Declining
Ratio history
| Ratio | 2024-10-31 | 2025-10-31 |
|---|---|---|
| Equity ratio | 22.5 % | 1.9 % |
| Current ratio | 1.28x | 1.67x |
| Operating profit margin | 14.2 % | -8.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3365397-2
VAT IDFI33653972
EU IDFIFPRO.3365397-2
MunicipalityForssa
Current registered entries
2023-06-05Registered in Tax Administration (Tax Administration)
2023-06-05Registered in Patent and Registration Office (Trade Register)
2023-08-01Registered in Tax Administration (Employer Register)
2023-08-01VAT-liable for business activity in Tax Administration (VAT Register)
2023-08-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Mattila Roosa AnniinaToimitusjohtajaSources: 3 · Confidence: 78%
Mattila Pekka JuhaniPuheenjohtajaSources: 3 · Confidence: 78%
Hirvonen Juho AleksiVarajäsenSources: 2 · Confidence: 78%
Mattila Roosa AnniinaVarsinainen jäsenSources: 1 · Confidence: 78%
Siina RaiskioPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskMiljoonaklubi Oy
Grade unchangedC · new analysis 2026-10-18
37/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsRevenueStable
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
812 peersSolvency14%
Below 86% of peers
Profitability8%
Below 92% of peers
Liquidity73%
Better than 73% of peers
Revenue growth30%
Below 70% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings152 days after period end
147 days after period end
2 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative profitability or net result
- High balance-sheet leverage
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1837/100 · v0.15
C → C · +5 points- Liquidity: Stable → Improving
- Risk factor cleared: Weak current ratio.
- New supporting factor: Healthy short-term liquidity.
C
2026-09-23 11:0632/100 · v0.14
B2 → C · -25 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1357/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
46/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → C.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-04-01
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-10-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-16.
This company profile has not been claimed yet
Miljoonaklubi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.