Financial statement
MK-Vakuutus Oy — 2025-12-31
Financial data and comparative figures based on the PRH filing, with the original source.
Business ID 2875972-1Financial period end 2025-12-31Registration date 2026-07-01
Trust and status signals
PRH sourceFinancial data availableOriginal PRH source availableSource-based data
Financial statement overview
Key financial figures.
Gross profit€164,063Previous: Not available
Operating profit (loss)€54,383Previous: Not available
Profit (loss) before appropriations and taxes€64,991Previous: Not available
Profit (loss) for the financial year€51,270Previous: Not available
Assets€163,801Previous: Not available
Cash and bank€599Previous: Not available
Readable statement lines
Financial statement lines based on the PRH filing.
Balance sheet: Assets
Tangible assets
2025-12-31€19,403
Previous periodNot available
Investments
2025-12-31€142,185
Previous periodNot available
Receivables
2025-12-31€1,614
Previous periodNot available
Cash and bank
2025-12-31€599
Previous periodNot available
Assets
2025-12-31€163,801
Previous periodNot available
Balance sheet: Equity and liabilities
Liabilities and equity
2025-12-31€163,801
Previous periodNot available
Income statement
Gross profit
2025-12-31€164,063
Previous periodNot available
Personnel expenses
2025-12-31€73,428
Previous periodNot available
Depreciation and impairment
2025-12-31€6,468
Previous periodNot available
Other operating expenses
2025-12-31€29,784
Previous periodNot available
Operating profit (loss)
2025-12-31€54,383
Previous periodNot available
Financial income and expenses
2025-12-31-€10,607
Previous periodNot available
Profit (loss) before appropriations and taxes
2025-12-31€64,991
Previous periodNot available
Direct taxes
2025-12-31€13,721
Previous periodNot available
Profit (loss) for the financial year
2025-12-31€51,270
Previous periodNot available
Source
Original financial statement filing from PRH.
PRH source filing
You can view the original PRH XML filing when needed.
Show PRH XML filing
<xbrl xmlns="http://www.xbrl.org/2003/instance" xmlns:fi_MC="http://www.suomi.fi/xbrl/crr/dict/dom/MC" xmlns:fi_RF="http://www.suomi.fi/xbrl/crr/dict/dom/RF" xmlns:fi_SC="http://www.suomi.fi/xbrl/crr/dict/dom/SC" xmlns:fi_dim="http://www.suomi.fi/xbrl/crr/dict/dim" xmlns:fi_met="http://www.suomi.fi/xbrl/crr/dict/met" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:vk_mod_oytp_gaap_ind="http://www.valtiokonttori.fi/xbrl/crr/fws/oytp/kpl-2016-12/2019-03-28/mod/oytp_gaap_ind" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://xbrl.org/2006/xbrldi xbrldi-2006.xsd">
<link:schemaRef xlink:href="http://www.valtiokonttori.fi/fi/fr/xbrl/crr/fws/oytp/kpl-2016-12/2019-03-28/mod/oytp_gaap_ind.xsd" xlink:type="simple"/>
<context id="_ctx1">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
</context>
<context id="_ctx13">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x816</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx36">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x816</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx14">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x583</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx37">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x583</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx16">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x438</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx39">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x438</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx18">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x399</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx41">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x399</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx19">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x360</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx42">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x360</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx24">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x481</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx47">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x481</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx2">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x520</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx25">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x520</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx3">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x5</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx26">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x5</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx4">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x448</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx27">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x448</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx5">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1869</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx28">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1869</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx6">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x689</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx29">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x689</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx7">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x12</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx30">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x12</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx8">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x738</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx31">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x738</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx10">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x456</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx33">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x456</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx11">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x740</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx34">
<entity>
<identifier scheme="http://ytj.fi">2875972-1</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x740</xbrldi:explicitMember>
</scenario>
</context>
<unit id="ISO4217_EUR">
<measure>iso4217:EUR</measure>
</unit>
<fi_met:si168 contextRef="_ctx1">MK-Vakuutus Oy</fi_met:si168>
<fi_met:di120 contextRef="_ctx1">2025-01-01</fi_met:di120>
<fi_met:di121 contextRef="_ctx1">2025-12-31</fi_met:di121>
<fi_met:si289 contextRef="_ctx1">2875972-1</fi_met:si289>
<fi_met:mi53 contextRef="_ctx13" decimals="2" unitRef="ISO4217_EUR">14552.50</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx36" decimals="2" unitRef="ISO4217_EUR">19403.33</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx14" decimals="2" unitRef="ISO4217_EUR">284155.04</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx37" decimals="2" unitRef="ISO4217_EUR">142185.02</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx16" decimals="2" unitRef="ISO4217_EUR">3324.52</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx39" decimals="2" unitRef="ISO4217_EUR">1613.64</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx18" decimals="2" unitRef="ISO4217_EUR">307.96</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx41" decimals="2" unitRef="ISO4217_EUR">599.12</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx19" decimals="2" unitRef="ISO4217_EUR">302340.02</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx42" decimals="2" unitRef="ISO4217_EUR">163801.11</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx24" decimals="2" unitRef="ISO4217_EUR">302340.02</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx47" decimals="2" unitRef="ISO4217_EUR">163801.11</fi_met:mi53>
<fi_met:md103 contextRef="_ctx2" decimals="2" unitRef="ISO4217_EUR">160594.15</fi_met:md103>
<fi_met:md103 contextRef="_ctx25" decimals="2" unitRef="ISO4217_EUR">164063.45</fi_met:md103>
<fi_met:md103 contextRef="_ctx3" decimals="2" unitRef="ISO4217_EUR">66249.22</fi_met:md103>
<fi_met:md103 contextRef="_ctx26" decimals="2" unitRef="ISO4217_EUR">73427.93</fi_met:md103>
<fi_met:md103 contextRef="_ctx4" decimals="2" unitRef="ISO4217_EUR">4850.83</fi_met:md103>
<fi_met:md103 contextRef="_ctx27" decimals="2" unitRef="ISO4217_EUR">6467.78</fi_met:md103>
<fi_met:md103 contextRef="_ctx5" decimals="2" unitRef="ISO4217_EUR">27669.68</fi_met:md103>
<fi_met:md103 contextRef="_ctx28" decimals="2" unitRef="ISO4217_EUR">29784.42</fi_met:md103>
<fi_met:md103 contextRef="_ctx6" decimals="2" unitRef="ISO4217_EUR">61824.42</fi_met:md103>
<fi_met:md103 contextRef="_ctx29" decimals="2" unitRef="ISO4217_EUR">54383.32</fi_met:md103>
<fi_met:md103 contextRef="_ctx7" decimals="2" unitRef="ISO4217_EUR">-15674.60</fi_met:md103>
<fi_met:md103 contextRef="_ctx30" decimals="2" unitRef="ISO4217_EUR">-10607.33</fi_met:md103>
<fi_met:md103 contextRef="_ctx8" decimals="2" unitRef="ISO4217_EUR">77499.02</fi_met:md103>
<fi_met:md103 contextRef="_ctx31" decimals="2" unitRef="ISO4217_EUR">64990.65</fi_met:md103>
<fi_met:md103 contextRef="_ctx10" decimals="2" unitRef="ISO4217_EUR">15201.11</fi_met:md103>
<fi_met:md103 contextRef="_ctx33" decimals="2" unitRef="ISO4217_EUR">13720.55</fi_met:md103>
<fi_met:md103 contextRef="_ctx11" decimals="2" unitRef="ISO4217_EUR">62297.91</fi_met:md103>
<fi_met:md103 contextRef="_ctx34" decimals="2" unitRef="ISO4217_EUR">51270.10</fi_met:md103>
</xbrl>