Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
MM Rahoitus Oy
MM Rahoitus Oy's registered office is Helsingfors. It is a limited company. The company was established on 2009-11-24. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €5,199,451 and operating profit was €112,155.
Business ID 2299469-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2299469-1
- Sector
- Business and other management consultancy activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2009-11-24
- Business ID registration date
- 2009-11-17
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kiviaidankatu 3 A 30, 00210, Helsingfors
About MM Rahoitus Oy
Financial position and key figures for the company.
MM Rahoitus Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2009-11-24. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €5,199,451 and operating profit was €112,155. The latest retained financial statement for 2025-12-31 shows revenue of €5,199,451 and profit for the financial year of €97,546. Based on the latest retained statement, revenue growth was -19.0%, operating margin was +2.2%, and equity ratio was +63.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-19.0%
Operating margin2.2%
Equity ratio63.6%
Balance-sheet contextLatest financial period
Other operating income€11,711Previous: €14,046
Inventory€268,705Previous: €131,566
Cash and bank€81,024Previous: €254,444
Retained earnings€593,793Previous: €557,038
Equity€693,839Previous: €640,293
Liabilities€397,872Previous: €142,104
Current assets€351,300Previous: €437,302
Current liabilities€96,209Previous: €111,611
Revenue trend2 periods
€6,422,319
2024-12-31
€5,199,451
2025-12-31
Operating profit (loss) trend2 periods
€93,180
2024-12-31
€112,155
2025-12-31
Profit (loss) for the financial year trend2 periods
€80,755
2024-12-31
€97,546
2025-12-31
Assets trend2 periods
€782,397
2024-12-31
€1,091,711
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
79/100 · Declining
Current ratioGood
100/100 · Improving
Operating profit marginPassable
55/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 81.8 % | 63.6 % |
| Current ratio | 3.46x | 3.64x |
| Operating profit margin | 1.4 % | 2.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2299469-1
VAT IDFI22994691
EU IDFIFPRO.2299469-1
MunicipalityHelsingfors
Current registered entries
2009-11-24Registered in Patent and Registration Office (Trade Register)
2009-11-25Registered in Tax Administration (Tax Administration)
2024-09-24VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodMM Rahoitus Oy
Grade unchangedA3 · new analysis 2026-09-19
71/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsProfitabilityStable
LiquidityStable
National Tier 1 comparisonDescriptive comparison – does not change the model score.
497 peersSolvency58%
Better than 58% of peers
Profitability55%
Better than 55% of peers
Liquidity85%
Better than 85% of peers
Revenue growth17%
Below 83% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings84 days after period end
100 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-09-19 13:2371/100 · v0.14
A3 → A3 · -3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1474/100 · v0.14
A3 → A3A3
2026-09-1474/100 · v0.13
B1 → A3 · +11 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1363/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-19
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 16 years of registry continuity.
Registry and status signalsVakaa
75/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-03-25
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
MM Rahoitus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.