Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Monetari-Invest Oy
Monetari-Invest Oy's registered office is Esbo. It is a limited company. The company was established on 2006-12-05. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €1,019,391 and operating profit was €145,996.
Business ID 2078232-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2078232-9
- Sector
- Other activities auxiliary to financial services, except insurance and pension funding
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2006-12-05
- Business ID registration date
- 2006-11-29
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Birger Carlstedtin kuja 3 A, 02230, Esbo
About Monetari-Invest Oy
Financial position and key figures for the company.
Monetari-Invest Oy's location municipality is Esbo. It is a limited company. The company was established on 2006-12-05. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €1,019,391 and operating profit was €145,996. The latest retained financial statement for 2025-12-31 shows revenue of €1,019,391 and profit for the financial year of €1,187,768. Based on the latest retained statement, revenue growth was +23.5%, operating margin was +14.3%, and equity ratio was +99.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth23.5%
Operating margin14.3%
Equity ratio99.7%
Balance-sheet contextLatest financial period
Inventory€4,159,050Previous: €2,882,995
Cash and bank€1,198,950Previous: €1,041,558
Retained earnings€6,778,539Previous: €5,567,944
Equity€7,968,806Previous: €7,370,694
Liabilities€24,296Previous: €202,486
Current assets€5,396,054Previous: €3,953,103
Current liabilities€24,296Previous: €202,486
Revenue trend2 periods
€825,636
2024-12-31
€1,019,391
2025-12-31
Operating profit (loss) trend2 periods
€522,809
2024-12-31
€145,996
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,800,250
2024-12-31
€1,187,768
2025-12-31
Assets trend2 periods
€7,573,180
2024-12-31
€7,993,103
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
86/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 97.3 % | 99.7 % |
| Current ratio | 19.38x | 220.53x |
| Operating profit margin | 63.3 % | 14.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2078232-9
EU IDFIFPRO.2078232-9
MunicipalityEsbo
Current registered entries
2006-12-05Registered in Patent and Registration Office (Trade Register)
2006-12-11Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodMonetari-Invest Oy
Grade unchangedA2 · new analysis 2026-10-17
89/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
SolvencyStable
LiquidityImproving
Same industryDescriptive comparison – does not change the model score.
237 peersSolvency89%
Better than 89% of peers
Profitability71%
Better than 71% of peers
Liquidity97%
Better than 97% of peers
Revenue growth84%
Better than 84% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings31 days after period end
38 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1789/100 · v0.15
A2 → A2A2
2026-10-02 00:5489/100 · v0.14
A3 → A2 · +11 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1578/100 · v0.14
B1 → A3 · +13 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 19 years of registry continuity.
Registry and status signalsSeurattava
73/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2026-03-26
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-26.
This company profile has not been claimed yet
Monetari-Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.