Business profile

Montia Oy

Montia Oy's registered office is Lahti. It is a limited company. The company was established on 2022-12-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €1,928,514 and operating profit was €234,273.

Claim profileContact details
Business ID 3296745-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3296745-1
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Lahti
Company form
Limited company
Registration date
2022-12-31
Business ID registration date
2022-06-27
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Lestikatu 6, 15950, Lahti

About Montia Oy

Financial position and key figures for the company.

Montia Oy's location municipality is Lahti. It is a limited company. The company was established on 2022-12-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €1,928,514 and operating profit was €234,273. The latest retained financial statement for 2025-12-31 shows revenue of €1,928,514 and profit for the financial year of €474,218. Based on the latest retained statement, revenue growth was +90.3%, operating margin was +12.1%, and equity ratio was +96.8%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth90.3%
Operating margin12.1%
Equity ratio96.8%
Revenue€1,928,514+€915,169 (+90.3%) vs previous periodPrevious: €1,013,345
Operating profit (loss)€234,273+€296,841 (+474.4%) vs previous periodPrevious: -€62,568
Profit (loss) for the financial year€474,218-€925,119 (-66.1%) vs previous periodPrevious: €1,399,337
Assets€6,341,770+€574,880 (+10.0%) vs previous periodPrevious: €5,766,891
Balance-sheet contextLatest financial period
Inventory€5,091,185Previous: €2,780,567
Cash and bank€696,150Previous: €2,404,492
Retained earnings€5,665,186Previous: €4,365,849
Equity€6,140,654Previous: €5,766,436
Liabilities€201,116Previous: €455
Current assets€5,799,302Previous: €5,208,273
Current liabilities€201,116Previous: €455
Revenue trend2 periods
€1,013,345
2024-12-31
€1,928,514
2025-12-31
Operating profit (loss) trend2 periods
-€62,568
2024-12-31
€234,273
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,399,337
2024-12-31
€474,218
2025-12-31
Assets trend2 periods
€5,766,891
2024-12-31
€6,341,770
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
96.8 %2024-12-31: 100.0 %
Current ratioGood
100/100 · Declining
28.78x2024-12-31: 11402.50x
Operating profit marginGood
80/100 · Improving
12.2 %2024-12-31: -6.2 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio100.0 %96.8 %
Current ratio11402.50x28.78x
Operating profit margin-6.2 %12.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3296745-1
EU IDFIFPRO.3296745-1
MunicipalityLahti
Current registered entries
2022-12-31Registered in Patent and Registration Office (Trade Register)
2023-01-09Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodMontia Oy
Grade unchangedA2 · new analysis 2026-10-18
Model score82/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame industryDescriptive comparison – does not change the model score.
143 peers
Solvency72%
Better than 72% of peers
Profitability73%
Better than 73% of peers
Liquidity87%
Better than 87% of peers
Revenue growth90%
Better than 90% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag164 days after period end
Typical registration lag201 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1882/100 · v0.15
A2 → A2
A2
2026-09-23 23:1482/100 · v0.14
B2 → A2 · +24 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1558/100 · v0.14
B2 → B2
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1358/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 3 years of registry continuity.

Registry and status signalsRajallinen
35/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

7 register eventsLatest event: 2025-07-23

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Montia Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.