Business profile

Motto Management Oy

Motto Management Oy's registered office is Helsingfors. It is a limited company. The company was established on 2021-11-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-04-30, revenue was €129,133 and operating profit was €24,864.

Claim profileContact details
Business ID 3247481-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3247481-7
Sector
Activities of insurance agents and brokers
Municipality
Helsingfors
Company form
Limited company
Registration date
2021-11-18
Business ID registration date
2021-11-10
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Ylipalontie 2 B 3, 00670, Helsingfors

Phone: +358503051979Source observation

Email: [email protected]Source observation

People and decision-makers

Melkinen Otto Eerik AukustiToimitusjohtaja

About Motto Management Oy

Financial position and key figures for the company.

Motto Management Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2021-11-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-04-30, revenue was €129,133 and operating profit was €24,864. The latest retained financial statement for 2026-04-30 shows revenue of €129,133 and profit for the financial year of €19,891. Based on the latest retained statement, revenue growth was +10.6%, operating margin was +19.3%, and equity ratio was +99.1%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Vakuutuspalvelut.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2026-04-30

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth10.6%
Operating margin19.3%
Equity ratio99.1%
Revenue€129,133+€12,376 (+10.6%) vs previous periodPrevious: €116,757
Operating profit (loss)€24,864-€4,825 (-16.3%) vs previous periodPrevious: €29,689
Profit (loss) for the financial year€19,891-€4,398 (-18.1%) vs previous periodPrevious: €24,289
Assets€87,522+€13,952 (+19.0%) vs previous periodPrevious: €73,570
Balance-sheet contextLatest financial period
Employees1Previous: 1
Revenue trend4 periods
€205,229
2023-04-30
€130,630
2024-04-30
€116,757
2025-04-30
€129,133
2026-04-30
Operating profit (loss) trend4 periods
€34,398
2023-04-30
€33,689
2024-04-30
€29,689
2025-04-30
€24,864
2026-04-30
Profit (loss) for the financial year trend4 periods
€27,518
2023-04-30
€26,951
2024-04-30
€24,289
2025-04-30
€19,891
2026-04-30
Assets trend4 periods
€33,275
2023-04-30
€55,917
2024-04-30
€73,570
2025-04-30
€87,522
2026-04-30

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
100/100 · Improving
99.1 %2025-04-30: 98.8 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2025-04-30: Ei saatavilla
Operating profit marginGood
98/100 · Declining
19.3 %2025-04-30: 25.4 %
Ratio history
Ratio2023-04-302024-04-302025-04-302026-04-30
Equity ratio82.7 %94.1 %98.8 %99.1 %
Current ratio----
Operating profit margin16.8 %25.8 %25.4 %19.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3247481-7
EU IDFIFPRO.3247481-7
MunicipalityHelsingfors
Current registered entries
2021-11-10Registered in Tax Administration (Prepayment Register)
2021-11-18Registered in Tax Administration (Tax Administration)
2021-11-18Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Melkinen Otto Eerik AukustiToimitusjohtajaSources: 5 · Confidence: 78%
Melkinen Otto Eerik AukustiVarsinainen jäsenSources: 3 · Confidence: 78%
Sara-Sophia SmatiHallitus: varajäsenSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodMotto Management Oy
Grade downgradedA2 → A3 · new analysis 2026-10-17
Model score79/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueVolatile
ProfitabilityDeteriorating
SolvencyStable
LiquidityNot enough history
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
67 peers
Solvency94%
Better than 94% of peers
Profitability55%
Better than 55% of peers
Revenue growth70%
Better than 70% of peers
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Active registered status
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A3
2026-10-1779/100 · v0.15
A2 → A3 · -1 points
  • Evidence quality: Strong financial evidence → Usable financial evidence.
A2
2026-10-1180/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

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Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsRajallinen
43/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
11 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.

Registry timeline

Trade register notifications shown on a timeline.

5 register eventsLatest event: 2025-07-01

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.

This company profile has not been claimed yet

Motto Management Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.