Business profile

mSpeed Consulting Oy

mSpeed Consulting Oy's registered office is Järvenpää. It is a limited company. The company was established on 2013-04-04. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €96,933 and operating profit was €31,110.

Business ID 2538937-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2538937-4
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Järvenpää
Company form
Limited company
Registration date
2013-04-04
Business ID registration date
2013-03-15
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Iivarinkatu 2, 04420, Järvenpää

About mSpeed Consulting Oy

Financial position and key figures for the company.

mSpeed Consulting Oy's location municipality is Järvenpää. It is a limited company. The company was established on 2013-04-04. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €96,933 and operating profit was €31,110. The latest retained financial statement for 2025-12-31 shows revenue of €96,933 and profit for the financial year of €29,103. Based on the latest retained statement, revenue growth was -73.6%, operating margin was +32.1%, and equity ratio was +100.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-73.6%
Operating margin32.1%
Equity ratio100.0%
Revenue€96,933-€269,647 (-73.6%) vs previous periodPrevious: €366,580
Operating profit (loss)€31,110-€71,030 (-69.5%) vs previous periodPrevious: €102,141
Profit (loss) for the financial year€29,103-€63,429 (-68.5%) vs previous periodPrevious: €92,531
Assets€516,787-€29,233 (-5.4%) vs previous periodPrevious: €546,020
Balance-sheet contextLatest financial period
Inventory€0Previous: €42,486
Cash and bank€233,048Previous: €461,030
Retained earnings€484,960Previous: €434,843
Equity€516,562Previous: €529,874
Liabilities€225Previous: €16,147
Current assets€516,787Previous: €546,020
Current liabilities€225Previous: €16,147
Revenue trend2 periods
€366,580
2024-12-31
€96,933
2025-12-31
Operating profit (loss) trend2 periods
€102,141
2024-12-31
€31,110
2025-12-31
Profit (loss) for the financial year trend2 periods
€92,531
2024-12-31
€29,103
2025-12-31
Assets trend2 periods
€546,020
2024-12-31
€516,787
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
100.0 %2024-12-31: 97.0 %
Current ratioGood
100/100 · Improving
1035.81x2024-12-31: 31.18x
Operating profit marginGood
100/100 · Improving
32.1 %2024-12-31: 27.9 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio97.0 %100.0 %
Current ratio31.18x1035.81x
Operating profit margin27.9 %32.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2538937-4
EU IDFIFPRO.2538937-4
MunicipalityJärvenpää
Current registered entries
2013-04-04Registered in Patent and Registration Office (Trade Register)
2013-04-10Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodmSpeed Consulting Oy
Grade upgradedA3 → A2 · new analysis 2026-10-05
Model score84/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueDeteriorating
ProfitabilityImproving
SolvencyStable
LiquidityImproving
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
112 peers
Solvency93%
Better than 93% of peers
Profitability87%
Better than 87% of peers
Liquidity100%
Better than 100% of peers
Revenue growth7%
Below 93% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag92 days after period end
Typical registration lag115 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
A2
2026-10-05 07:4084/100 · v0.14
A3 → A2 · +12 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1572/100 · v0.14
B1 → A3 · +8 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1464/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-05
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 13 years of registry continuity.

Registry and status signalsSeurattava
70/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

16 register eventsLatest event: 2026-04-02

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

mSpeed Consulting Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.