Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → C.Business profile
MultiBank Solutions Oy
MultiBank Solutions Oy's registered office is Turku. It is a limited company. The company was established on 2017-12-18. It operates in the industry of computer programming activities.
Business ID 2864484-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2864484-4
- Sector
- Computer programming activities
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 2017-12-18
- Business ID registration date
- 2017-10-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kauppiaskatu 9 A 11, 20100, Turku
Website: https://www.deston.fiSource observation
About MultiBank Solutions Oy
Financial position and key figures for the company.
MultiBank Solutions Oy's location municipality is Turku. It is a limited company. The company was established on 2017-12-18. It operates in the industry of computer programming activities. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was -2615.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Equity ratio-2615.1%
Balance-sheet contextLatest financial period
Retained earnings-€15,443Previous: -€15,443
Equity-€12,943Previous: -€12,943
Liabilities€13,437Previous: €13,437
Current assets€495Previous: €495
Current liabilities€437Previous: €437
Assets trend2 periods
€495
2024-12-31
€495
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Stable
Current ratioSatisfactory
38/100 · Stable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -2615.1 % | -2615.1 % |
| Current ratio | 1.13x | 1.13x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2864484-4
EU IDFIFPRO.2864484-4
MunicipalityTurku
Current registered entries
2017-12-18Registered in Patent and Registration Office (Trade Register)
2017-12-19Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskMultiBank Solutions Oy
Grade downgradedB2 → C · new analysis 2026-09-30
35/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityStable
National Tier 1 comparisonDescriptive comparison – does not change the model score.
439 peersSolvency0%
Below 100% of peers
Liquidity71%
Better than 71% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings121 days after period end
135 days after period end
4 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsC
2026-09-30 11:3935/100 · v0.14
B2 → C · -22 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-09-30
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
49/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
62/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2026-05-01
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
MultiBank Solutions Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.