Business profile

Multivest Oy

Multivest Oy's registered office is Joensuu. It is a limited company. The company was established on 2017-10-24. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€10,900.

Claim profileContact details
Business ID 2863385-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2863385-4
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Joensuu
Company form
Limited company
Registration date
2017-10-24
Business ID registration date
2017-10-11
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kauppakatu 3 B 18, 80110, Joensuu

Phone: +358500572081Source observation

People and decision-makers

Multanen Ismo Jari KaleviVarsinainen jäsen
Multanen Miisa MariannaVarajäsen

About Multivest Oy

Financial position and key figures for the company.

Multivest Oy's location municipality is Joensuu. It is a limited company. The company was established on 2017-10-24. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€10,900. The latest retained financial statement for 2025-12-31 shows revenue of €0 and profit for the financial year of -€9,906. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +78.2%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Yhtiön toimiala on sijoitustoiminta, jonka tarkoituksen toteuttamiseksi Yhtiö voi omistaa kiinteistöjä, huonetilojen hallintaan oikeuttavia osakkeita, koneita ja laitteita, teollis- ja muita oikeuksia sekä vuokra ym. sopimuksin antaa niihin käyttöoikeuksia ja harjoittaa arvopaperikauppaa.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceSource observation
Derived indicators
Equity ratio78.2%
Revenue€0+€0 vs previous periodPrevious: €0
Operating profit (loss)-€10,900-€264,229 (-104.3%) vs previous periodPrevious: €253,329
Profit (loss) for the financial year-€9,906-€215,564 (-104.8%) vs previous periodPrevious: €205,658
Assets€958,883+€8,192 (+0.9%) vs previous periodPrevious: €950,690
Balance-sheet contextLatest financial period
Profit before taxes-€6,649Previous: €256,067
Employees12Previous: No comparison value
Revenue trend5 periods
€0
2021-12-31
€0
2022-12-31
€0
2023-12-31
€0
2024-12-31
€0
2025-12-31
Operating profit (loss) trend5 periods
-€8,650
2021-12-31
€931
2022-12-31
-€4,032
2023-12-31
€253,329
2024-12-31
-€10,900
2025-12-31
Profit (loss) for the financial year trend5 periods
€781,394
2021-12-31
€2,927
2022-12-31
€206
2023-12-31
€205,658
2024-12-31
-€9,906
2025-12-31
Assets trend5 periods
€1,074,825
2021-12-31
€893,576
2022-12-31
€891,057
2023-12-31
€950,690
2024-12-31
€958,883
2025-12-31

Additional financial figures

The company's financial figures across different years.

Revenue 2025€0
Profit for the financial year 2025-€9,906
Balance sheet total 2025€958,883
Metric20252024202320222021
Revenue€0€0€0€0€0
Operating profit-€10,900€253,329-€4,032€931-€8,650
Profit for the financial year-€9,906€205,658€206€2,927€781,394
Profit before taxes-€6,649€256,067€989-€100€961,304
Equity ratio78,2 %88,9 %88,2 %88,4 %73,7 %
Balance sheet total€958,883€950,690€891,057€893,576€1,074,825
Employees12-000

Financial ratios

Financial ratios based on financial statement data. Source: Lähdehavainto.

Equity ratioGood
98/100 · Declining
78.2 %2024-12-31: 88.9 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio73.7 %88.4 %88.2 %88.9 %78.2 %
Current ratio-----
Operating profit margin-----

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2863385-4
EU IDFIFPRO.2863385-4
MunicipalityJoensuu
Current registered entries
2017-10-24Registered in Patent and Registration Office (Trade Register)
2017-11-02Registered in Tax Administration (Tax Administration)

Responsible people

Public role relationships materialized from source observations.

Multanen Ismo Jari KaleviVarsinainen jäsenSources: 5 · Confidence: 78%
Multanen Miisa MariannaVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodMultivest Oy
Grade upgradedB1 → A3 · new analysis 2026-10-20
Model score71/100
Assessment confidenceMedium
Evidence qualityLimited financial evidenceRegistry and statistics based
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueStable
ProfitabilityNot enough history
SolvencyDeteriorating
LiquidityNot enough history
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Sufficient structured financial metrics are not available
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A3
2026-10-2071/100 · v0.15
B1 → A3 · +2 points
  • Revenue: Not enough history → Stable
  • Solvency: Not enough history → Deteriorating
  • Evidence quality: Registry and statistical evidence → Limited financial evidence.
B1
2026-09-1769/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-20
Automatic model versionopen-risk-grade-v0.15
Registry and statistics based

The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 9 years of registry continuity.

Registry and status signalsSeurattava
66/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

14 register eventsLatest event: 2026-05-12

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-26.

This company profile has not been claimed yet

Multivest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.