Business profile

Muolaan Varma Oy

Muolaan Varma Oy's registered office is Esbo. It is a limited company. The company was established on 2006-02-01. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€995.

Claim profileContact details
Business ID 2015568-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2015568-3
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Esbo
Company form
Limited company
Registration date
2006-02-01
Business ID registration date
2006-01-25
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Muolaantie 11 C, 02140, Esbo

Website: https://muolaa.fiSource observation

Youtube profile: https://www.youtube.com/@MuolaalaistenseuraSource: company website

Instagram profile: https://www.instagram.com/muolaalaisten_seuraSource: company website

People and decision-makers

Sandelin Eric AlexanderVarsinainen jäsen
Torkkel Timo JuhaniVarajäsen
Lauri MäkiPäävastuullinen tilintarkastaja

About Muolaan Varma Oy

Financial position and key figures for the company.

Muolaan Varma Oy's location municipality is Esbo. It is a limited company. The company was established on 2006-02-01. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€995. The latest retained financial statement for 2025-12-31 shows revenue of €0 and profit for the financial year of €89,000. Based on the latest retained statement, revenue growth was not currently available, operating margin was +0.0%, and equity ratio was +98.8%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Yhtiön toimialana on sijoitustoiminta. Yhtiö voi omistaa KHT-yhteisön osakkeita.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Operating margin0.0%
Equity ratio98.8%
Revenue€0+€0 vs previous periodPrevious: €0
Operating profit (loss)-€995+€190 (+16.0%) vs previous periodPrevious: -€1,185
Profit (loss) for the financial year€89,000-€13,645 (-13.3%) vs previous periodPrevious: €102,645
Assets€1,674,619-€37,738 (-2.2%) vs previous periodPrevious: €1,712,357
Balance-sheet contextLatest financial period
Revenue trend5 periods
€0
2021-12-31
€0
2022-12-31
€0
2023-12-31
€0
2024-12-31
€0
2025-12-31
Operating profit (loss) trend5 periods
-€3,000
2021-12-31
-€1,032
2022-12-31
-€1,092
2023-12-31
-€1,185
2024-12-31
-€995
2025-12-31
Profit (loss) for the financial year trend5 periods
€217,000
2021-12-31
€363,807
2022-12-31
€154,996
2023-12-31
€102,645
2024-12-31
€89,000
2025-12-31
Assets trend5 periods
€1,504,000
2021-12-31
€1,776,134
2022-12-31
€1,775,879
2023-12-31
€1,712,357
2024-12-31
€1,674,619
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
100/100 · Declining
98.8 %2024-12-31: 99.5 %
Current ratioGood
100/100 · Declining
62.00x2024-12-31: 142.00x
Operating profit marginPassable
50/100 · Stable
0.0 %2024-12-31: 0.0 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio99.9 %97.5 %98.2 %99.5 %98.8 %
Current ratio1408.00x27.90x42.00x142.00x62.00x
Operating profit margin0.0 %0.0 %0.0 %0.0 %0.0 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2015568-3
EU IDFIFPRO.2015568-3
MunicipalityEsbo
Current registered entries
2006-01-26Registered in Tax Administration (Tax Administration)
2006-02-01Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Sandelin Eric AlexanderVarsinainen jäsenSources: 4 · Confidence: 78%
Torkkel Timo JuhaniVarajäsenSources: 2 · Confidence: 78%
Lauri MäkiPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodMuolaan Varma Oy
Grade upgradedA3 → A2 · new analysis 2026-10-18
Model score81/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueStable
ProfitabilityStable
SolvencyStable
LiquidityVolatile
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
53 peers
Solvency60%
Better than 60% of peers
Profitability46%
Close to the peer-group midpoint
Liquidity83%
Better than 83% of peers
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A2
2026-10-1881/100 · v0.15
A3 → A2 · +3 points
  • Revenue: Not enough history → Stable
  • Profitability: Not enough history → Stable
  • Solvency: Not enough history → Stable
A3
2026-09-2578/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 20 years of registry continuity.

Registry and status signalsSeurattava
70/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

16 register eventsLatest event: 2026-04-18

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Muolaan Varma Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.