Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Musiikkiterapiaosuuskunta InstruMental
Musiikkiterapiaosuuskunta InstruMental's registered office is Tampere. It is a cooperative. The company was established on 2003-02-14. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €123,674 and operating profit was -€9,113.
Business ID 1807116-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1807116-5
- Sector
- Other human health activities n.e.c.
- Municipality
- Tampere
- Company form
- Cooperative
- Registration date
- 2003-02-14
- Business ID registration date
- 2003-01-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Mäkipäänkatu 31, 33500, Tampere
Phone: +358405636459Source observation
Email: [email protected]Source observation
Website: https://www.instrumental.fiSource observation
People and decision-makers
Holma Milla ElinaToimitusjohtajan sijainen
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Heino Kaisu SusannaVarsinainen jäsen
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Musiikkiterapiaosuuskunta InstruMental
Financial position and key figures for the company.
Musiikkiterapiaosuuskunta InstruMental's location municipality is Tampere. It is a cooperative. The company was established on 2003-02-14. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €123,674 and operating profit was -€9,113. The latest retained financial statement for 2025-12-31 shows revenue of €123,674 and profit for the financial year of -€9,292. Based on the latest retained statement, revenue growth was -17.4%, operating margin was -7.0%, and equity ratio was +16.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-17.4%
Operating margin-7.0%
Equity ratio16.0%
Revenue€123,674-€26,079 (-17.4%) vs previous periodPrevious: €149,753
Operating profit (loss)-€9,113-€4,639 (-103.7%) vs previous periodPrevious: -€4,473
Profit (loss) for the financial year-€9,292-€4,575 (-97.0%) vs previous periodPrevious: -€4,717
Assets€23,622-€8,721 (-27.0%) vs previous periodPrevious: €32,342
Balance-sheet contextLatest financial period
Profit before taxes-€9,292Previous: -€4,717
Employees4Previous: No comparison value
Revenue trend5 periods
€197,762
2021-12-31
€195,780
2022-12-31
€187,710
2023-12-31
€149,753
2024-12-31
€123,674
2025-12-31
Operating profit (loss) trend5 periods
€2,616
2021-12-31
-€3,321
2022-12-31
€5,530
2023-12-31
-€4,473
2024-12-31
-€9,113
2025-12-31
Profit (loss) for the financial year trend5 periods
€2,479
2021-12-31
-€3,252
2022-12-31
€5,536
2023-12-31
-€4,717
2024-12-31
-€9,292
2025-12-31
Assets trend5 periods
€45,754
2021-12-31
€43,762
2022-12-31
€35,392
2023-12-31
€32,342
2024-12-31
€23,622
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioPassable
20/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
32/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 33.9 % | 28.0 % | 50.3 % | 40.4 % | 16.0 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 1.3 % | -1.6 % | 2.8 % | -2.9 % | -7.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1807116-5
VAT IDFI18071165
MunicipalityTampere
Current registered entries
2003-01-20Registered in Tax Administration (Prepayment Register)
2003-02-14Registered in Patent and Registration Office (Trade Register)
2003-02-20Registered in Tax Administration (Tax Administration)
2009-01-01Registered in Tax Administration (Employer Register)
2015-08-01VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Aulamo Hanna-Leena ElisabetToimitusjohtajaSources: 5 · Confidence: 78%
Holma Milla ElinaToimitusjohtajan sijainenSources: 3 · Confidence: 78%
Varis Laura MarleenaPuheenjohtajaSources: 5 · Confidence: 78%
Hurskainen Seija Kaisu AnneliVarsinainen jäsenSources: 3 · Confidence: 78%
Heino Kaisu SusannaVarsinainen jäsenSources: 4 · Confidence: 78%
Aulamo Hanna-Leena ElisabetVarsinainen jäsenSources: 2 · Confidence: 78%
Laaja Jesse MatiasTilintarkastajaSources: 2 · Confidence: 78%
Holma Milla ElinaVarsinainen jäsenSources: 1 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryMusiikkiterapiaosuuskunta InstruMental
Grade upgradedB3 → B2 · new analysis 2026-10-20
50/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsLiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
56 peersSolvency9%
Below 91% of peers
Profitability5%
Below 95% of peers
Revenue growth14%
Below 86% of peers
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Long registry continuity
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Coordinated deterioration across 3 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB2
2026-10-2050/100 · v0.15
B3 → B2 · +1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
- Risk factor cleared: High balance-sheet leverage.
B3
2026-09-2349/100 · v0.14
Oldest retained automatic assessment in this comparisonB2
2026-10-20
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
92/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 23 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2025-09-09
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Musiikkiterapiaosuuskunta InstruMental shows public core facts. A company representative can claim the profile, update public information, and access owner tools.