Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Business profile
My Luck Oy
My Luck Oy's registered office is Nurmijärvi. It is a limited company. The company was established on 2023-07-19. It operates in the industry of development of building projects.
Business ID 3376064-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3376064-7
- Sector
- Development of building projects
- Municipality
- Nurmijärvi
- Company form
- Limited company
- Registration date
- 2023-07-19
- Business ID registration date
- 2023-07-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kirkkotie 845, 01900, Nurmijärvi
About My Luck Oy
Financial position and key figures for the company.
My Luck Oy's location municipality is Nurmijärvi. It is a limited company. The company was established on 2023-07-19. It operates in the industry of development of building projects. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +6.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
1
PRH/XBRL financial statement
Derived indicators
Equity ratio6.4%
Balance-sheet contextLatest financial period
Other operating income€535,062Previous: €0
Cash and bank€14,932Previous: €4,114
Retained earnings-€296,901Previous: €0
Equity€20,764Previous: -€296,901
Liabilities€305,089Previous: €2,578,988
Current assets€325,015Previous: €30,969
Current liabilities€305,089Previous: €2,578,988
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
8/100 · Improving
Current ratioWeak
2/100 · Improving
Operating profit marginNot assessable
0/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3376064-7
EU IDFIFPRO.3376064-7
MunicipalityNurmijärvi
Current registered entries
2023-07-19Registered in Tax Administration (Tax Administration)
2023-07-19Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorMy Luck Oy
Grade downgradedB2 → B3 · new analysis 2026-09-30
43/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
64 peersSolvency20%
Below 80% of peers
Liquidity53%
Close to the peer-group midpoint
DelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings99 days after period end
243 days after period end
2 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB3
2026-09-30 19:4443/100 · v0.14
B2 → B3 · -12 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1555/100 · v0.14
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-09-30
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
38/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2026-04-09
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
My Luck Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.