Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
N&V Capital Oy
N&V Capital Oy's registered office is Vanda. It is a limited company. The company was established on 2016-07-05. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding.
Business ID 2770268-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2770268-6
- Sector
- Other activities auxiliary to financial services, except insurance and pension funding
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2016-07-05
- Business ID registration date
- 2016-07-01
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Käkipolku 3, 01450, Vanda
About N&V Capital Oy
Financial position and key figures for the company.
N&V Capital Oy's location municipality is Vanda. It is a limited company. The company was established on 2016-07-05. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +37.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Equity ratio37.9%
Balance-sheet contextLatest financial period
Cash and bank€51Previous: €305
Retained earnings€38,987Previous: €40,393
Equity€42,767Previous: €41,487
Liabilities€70,045Previous: €75,036
Current assets€18,051Previous: €18,305
Current liabilities€16,779Previous: €16,770
Operating profit (loss) trend2 periods
-€1,370
2024-12-31
-€1,241
2025-12-31
Profit (loss) for the financial year trend2 periods
-€1,407
2024-12-31
€1,280
2025-12-31
Assets trend2 periods
€116,522
2024-12-31
€112,812
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
47/100 · Improving
Current ratioWeak
0/100 · Declining
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 35.6 % | 37.9 % |
| Current ratio | 0.02x | 0.00x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2770268-6
EU IDFIFPRO.2770268-6
MunicipalityVanda
Current registered entries
2016-07-05Registered in Tax Administration (Tax Administration)
2016-07-05Registered in Patent and Registration Office (Trade Register)
2016-10-05Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableN&V Capital Oy
Grade unchangedB1 · new analysis 2026-10-18
66/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
45 peersSolvency18%
Below 82% of peers
Liquidity6%
Below 94% of peers
DelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings161 days after period end
497 days after period end
3 consecutive periods
Supporting factors
- Active registered status
- Long registry continuity
- Lower industry distress context
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1866/100 · v0.15
B1 → B1B1
2026-09-29 23:3466/100 · v0.14
B1 → B1 · -3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1463/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 10 years of registry continuity.
Registry and status signalsSeurattava
55/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2023-10-11
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
N&V Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.