Business profile

NAM Invest Ab

NAM Invest Ab's registered office is Nykarleby. It is a limited company. The company was established on 2019-12-02. It operates in the industry of buying and selling of own real estate.

Claim profileContact details
Business ID 3102072-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3102072-5
Sector
Buying and selling of own real estate
Municipality
Nykarleby
Company form
Limited company
Registration date
2019-12-02
Business ID registration date
2019-11-29
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Sollefteågatan 7, 66900, Nykarleby

About NAM Invest Ab

Financial position and key figures for the company.

NAM Invest Ab's location municipality is Nykarleby. It is a limited company. The company was established on 2019-12-02. It operates in the industry of buying and selling of own real estate. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +0.8%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods6
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Equity ratio0.8%
Operating profit (loss)€10,181+€1,176 (+13.1%) vs previous periodPrevious: €9,005
Profit (loss) for the financial year€5,261+€3,268 (+163.9%) vs previous periodPrevious: €1,993
Assets€234,331-€5,809 (-2.4%) vs previous periodPrevious: €240,140
Balance-sheet contextLatest financial period
Other operating income€23,904Previous: €28,917
Cash and bank€4,389Previous: €37
Retained earnings-€3,321Previous: -€5,314
Equity€1,940Previous: -€3,321
Liabilities€232,391Previous: €243,461
Current assets€4,610Previous: €37
Current liabilities€18,919Previous: €17,180
Operating profit (loss) trend2 periods
€9,005
2024-12-31
€10,181
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,993
2024-12-31
€5,261
2025-12-31
Assets trend2 periods
€240,140
2024-12-31
€234,331
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
1/100 · Improving
0.8 %2024-12-31: -1.4 %
Current ratioWeak
8/100 · Improving
0.23x2024-12-31: 0.00x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2024-12-312025-12-31
Equity ratio-1.4 %0.8 %
Current ratio0.00x0.23x
Operating profit margin--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3102072-5
VAT IDFI31020725
EU IDFIFPRO.3102072-5
MunicipalityNykarleby
Current registered entries
2019-11-29Registered in Tax Administration (Prepayment Register)
2019-12-02Registered in Tax Administration (Tax Administration)
2019-12-02Registered in Patent and Registration Office (Trade Register)
2020-01-02VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorNAM Invest Ab
Grade unchangedB3 · new analysis 2026-10-18
Model score44/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityStable
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
106 peers
Solvency25%
Below 75% of peers
Liquidity47%
Close to the peer-group midpoint
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag90 days after period end
Typical registration lag99 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B3
2026-10-1844/100 · v0.15
B3 → B3
B3
2026-09-28 12:3544/100 · v0.14
B2 → B3 · -14 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1558/100 · v0.14
B2 → B2 · +1 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
53/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsSeurattava
62/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

10 register eventsLatest event: 2026-03-31

Financial statements availability

Available financial statement periods and PRH source filings.

6 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

NAM Invest Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.