Business profile

NAP Holding Oy

NAP Holding Oy's registered office is Esbo. It is a limited company. The company was established on 2022-10-10. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €3,881,271 and operating profit was €2,229.

Claim profileContact details
Business ID 3316686-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3316686-7
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Esbo
Company form
Limited company
Registration date
2022-10-10
Business ID registration date
2022-10-06
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Harjuviita 12 C 13, 02110, Esbo

About NAP Holding Oy

Financial position and key figures for the company.

NAP Holding Oy's location municipality is Esbo. It is a limited company. The company was established on 2022-10-10. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €3,881,271 and operating profit was €2,229. The latest retained financial statement for 2025-12-31 shows revenue of €3,881,271 and profit for the financial year of €8,765. Based on the latest retained statement, revenue growth was -3.1%, operating margin was +0.1%, and equity ratio was +13.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-3.1%
Operating margin0.1%
Equity ratio13.5%
Revenue€3,881,271-€122,928 (-3.1%) vs previous periodPrevious: €4,004,199
Operating profit (loss)€2,229-€14,538 (-86.7%) vs previous periodPrevious: €16,767
Profit (loss) for the financial year€8,765-€46,711 (-84.2%) vs previous periodPrevious: €55,475
Assets€564,054-€48,949 (-8.0%) vs previous periodPrevious: €613,002
Balance-sheet contextLatest financial period
Inventory€514,915Previous: €599,755
Cash and bank€47,755Previous: €13,047
Retained earnings€67,167Previous: €11,692
Equity€75,932Previous: €67,167
Liabilities€488,122Previous: €545,835
Current assets€563,854Previous: €612,802
Current liabilities€29,262Previous: €34,884
Revenue trend2 periods
€4,004,199
2024-12-31
€3,881,271
2025-12-31
Operating profit (loss) trend2 periods
€16,767
2024-12-31
€2,229
2025-12-31
Profit (loss) for the financial year trend2 periods
€55,475
2024-12-31
€8,765
2025-12-31
Assets trend2 periods
€613,002
2024-12-31
€564,054
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
17/100 · Improving
13.5 %2024-12-31: 11.0 %
Current ratioGood
100/100 · Improving
19.23x2024-12-31: 17.57x
Operating profit marginPassable
50/100 · Declining
0.1 %2024-12-31: 0.4 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio11.0 %13.5 %
Current ratio17.57x19.23x
Operating profit margin0.4 %0.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3316686-7
EU IDFIFPRO.3316686-7
MunicipalityEsbo
Current registered entries
2022-10-10Registered in Patent and Registration Office (Trade Register)
2022-10-12Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryNAP Holding Oy
Grade unchangedB2 · new analysis 2026-10-18
Model score55/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueStable
ProfitabilityStable
SolvencyStable
LiquidityImproving
Peer comparisonSame industryDescriptive comparison – does not change the model score.
130 peers
Solvency17%
Below 83% of peers
Profitability62%
Better than 62% of peers
Liquidity84%
Better than 84% of peers
Revenue growth17%
Below 83% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag154 days after period end
Typical registration lag154 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B2
2026-10-1855/100 · v0.15
B2 → B2
B2
2026-09-30 06:2555/100 · v0.14
B1 → B2 · -5 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1560/100 · v0.14
B2 → B1 · +2 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsRajallinen
34/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

5 register eventsLatest event: 2025-06-07

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

NAP Holding Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.