Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Narvan rauta- ja maatalous Oy
Narvan rauta- ja maatalous Oy's registered office is Vesilahti. It is a limited company. The company was established on 1994-11-23. It operates in the industry of retail sale of hardware and building materials without specialisation on any specific product group. In its latest retained statement for 2026-02-28, revenue was €7,208,302 and operating profit was €3,065.
Business ID 0989521-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0989521-8
- Sector
- Retail sale of hardware and building materials without specialisation on any specific product group
- Municipality
- Vesilahti
- Company form
- Limited company
- Registration date
- 1994-11-23
- Business ID registration date
- 1995-01-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Latomaantie 3, 37370, Vesilahti
Phone: +35833737330Source observation
Email: [email protected]Source observation
Website: https://narvanrauta.fiSource observation
Instagram profile: https://www.instagram.com/narvanrautaSource: company website
Facebook profile: https://www.facebook.com/NarvanrautaSource: company website
People and decision-makers
Murto Teemu JuhaniToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Narvan rauta- ja maatalous Oy
Financial position and key figures for the company.
Narvan rauta- ja maatalous Oy's location municipality is Vesilahti. It is a limited company. The company was established on 1994-11-23. It operates in the industry of retail sale of hardware and building materials without specialisation on any specific product group. In its latest retained statement for 2026-02-28, revenue was €7,208,302 and operating profit was €3,065. The latest retained financial statement for 2026-02-28 shows revenue of €7,208,302 and profit for the financial year of -€742. Based on the latest retained statement, revenue growth was -10.6%, operating margin was +0.0%, and equity ratio was +54.6%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on rauta- ja maatalousalan tukku- ja vähittäiskauppa.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-02-28
0
0
Enriched source observation
Derived indicators
Revenue growth-10.6%
Operating margin0.0%
Equity ratio54.6%
Revenue€7,208,302-€858,042 (-10.6%) vs previous periodPrevious: €8,066,344
Operating profit (loss)€3,065-€400,902 (-99.2%) vs previous periodPrevious: €403,967
Profit (loss) for the financial year-€742-€320,714 (-100.2%) vs previous periodPrevious: €319,972
Assets€2,092,571-€108,755 (-4.9%) vs previous periodPrevious: €2,201,326
Balance-sheet contextLatest financial period
Employees8Previous: 8
Revenue trend6 periods
€7,024,000
2021-12-31
€7,023,881
2022-02-28
€9,762,278
2023-02-28
€8,844,846
2024-02-28
€8,066,344
2025-02-28
€7,208,302
2026-02-28
Operating profit (loss) trend6 periods
€396,000
2021-12-31
€395,611
2022-02-28
€357,835
2023-02-28
€226,566
2024-02-28
€403,967
2025-02-28
€3,065
2026-02-28
Profit (loss) for the financial year trend6 periods
€312,000
2021-12-31
€312,028
2022-02-28
€284,830
2023-02-28
€670
2024-02-28
€319,972
2025-02-28
-€742
2026-02-28
Assets trend6 periods
€1,779,000
2021-12-31
€1,779,225
2022-02-28
€2,003,381
2023-02-28
€2,254,724
2024-02-28
€2,201,326
2025-02-28
€2,092,571
2026-02-28
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
68/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginPassable
50/100 · Stable
Ratio history
| Ratio | 2021-12-31 | 2022-02-28 | 2023-02-28 | 2024-02-28 | 2025-02-28 | 2026-02-28 |
|---|---|---|---|---|---|---|
| Equity ratio | 46.2 % | 52.0 % | 50.4 % | 62.1 % | 54.7 % | 54.6 % |
| Current ratio | 1.02x | 1.36x | 1.28x | 1.51x | 1.19x | - |
| Operating profit margin | 5.6 % | 3.7 % | 2.6 % | 5.0 % | 0.0 % | 0.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0989521-8
VAT IDFI09895218
EU IDFIFPRO.0989521-8
MunicipalityVesilahti
Current registered entries
1994-11-23Registered in Patent and Registration Office (Trade Register)
1995-01-02Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
1995-05-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-06-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Murto Teemu JuhaniToimitusjohtajaSources: 4 · Confidence: 78%
Murto Teemu JuhaniVarsinainen jäsenSources: 2 · Confidence: 78%
Murto Mauri AatosVarajäsenSources: 2 · Confidence: 78%
Salonen Miikka JuhaniTilintarkastajaSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableNarvan rauta- ja maatalous Oy
Grade unchangedB1 · new analysis 2026-10-17
60/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsLiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
47 peersSolvency53%
Close to the peer-group midpoint
Profitability17%
Below 83% of peers
Revenue growth0%
Below 100% of peers
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative profitability or net result
- Coordinated deterioration across 3 financial domains
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1760/100 · v0.15
B1 → B1 · -4 points- Revenue: Not enough history → Deteriorating
- Profitability: Not enough history → Deteriorating
- Solvency: Not enough history → Deteriorating
B1
2026-09-2064/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
39/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 31 years of registry continuity.
Registry and status signalsErittäin vahva
90/100
Long registry history, recent financial statement filings, and active register markings support this signal.
Events & news
Verified events and sourced external company news in one timeline.
Financial statements registeredFinancialEvidence verified
24 Sept 2026 · PRH / KREKFINANCIAL STATEMENTSRisk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2026-09-24
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-05.
This company profile has not been claimed yet
Narvan rauta- ja maatalous Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.