Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Necessitas Capital Oy
Necessitas Capital Oy's registered office is Helsingfors. It is a limited company. The company was established on 2024-09-13. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €465,462 and operating profit was €3,589.
Business ID 3472231-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3472231-9
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2024-09-13
- Business ID registration date
- 2024-08-30
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Mannerheimintie 43 B 22, 00250, Helsingfors
About Necessitas Capital Oy
Financial position and key figures for the company.
Necessitas Capital Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2024-09-13. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €465,462 and operating profit was €3,589. The latest retained financial statement for 2025-12-31 shows revenue of €465,462 and profit for the financial year of €3,589. Based on the latest retained statement, revenue growth was +99.1%, operating margin was +0.8%, and equity ratio was +0.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth99.1%
Operating margin0.8%
Equity ratio0.4%
Balance-sheet contextLatest financial period
Inventory€701,342Previous: €698,617
Cash and bank€1,780Previous: €416
Retained earnings-€966Previous: €0
Equity€2,623Previous: -€966
Liabilities€700,500Previous: €700,000
Current assets€703,123Previous: €699,034
Current liabilities€500Previous: €0
Revenue trend2 periods
€233,783
2024-12-31
€465,462
2025-12-31
Operating profit (loss) trend2 periods
-€966
2024-12-31
€3,589
2025-12-31
Profit (loss) for the financial year trend2 periods
-€966
2024-12-31
€3,589
2025-12-31
Assets trend2 periods
€699,034
2024-12-31
€703,123
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioGood
100/100 · Trend unavailable
Operating profit marginPassable
52/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -0.1 % | 0.4 % |
| Current ratio | - | 1406.25x |
| Operating profit margin | -0.4 % | 0.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3472231-9
EU IDFIFPRO.3472231-9
MunicipalityHelsingfors
Current registered entries
2024-08-30Registered in Tax Administration (Prepayment Register)
2024-09-13Registered in Tax Administration (Tax Administration)
2024-09-13Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryNecessitas Capital Oy
Grade unchangedB2 · new analysis 2026-10-17
53/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityStable
SolvencyStable
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
126 peersSolvency14%
Below 86% of peers
Profitability69%
Better than 69% of peers
Liquidity98%
Better than 98% of peers
Revenue growth94%
Better than 94% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings87 days after period end
132 days after period end
2 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1753/100 · v0.15
B2 → B2B2
2026-09-17 21:4353/100 · v0.14
B2 → B2 · -4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1457/100 · v0.14
B2 → B2B2
2026-09-1457/100 · v0.13
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
38/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2026-03-28
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Necessitas Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.