Business profile

Netricia Oy

Netricia Oy's registered office is Helsingfors. It is a limited company. The company was established on 2024-04-05. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-01-31, revenue was €45,560 and operating profit was €835.

Claim profileContact details
Business ID 3438398-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3438398-6
Sector
Activities of insurance agents and brokers
Municipality
Helsingfors
Company form
Limited company
Registration date
2024-04-05
Business ID registration date
2024-03-29
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Vilppulantie 10 C, 00700, Helsingfors

People and decision-makers

Hirvenkivi Netta PatriciaToimitusjohtaja

About Netricia Oy

Financial position and key figures for the company.

Netricia Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2024-04-05. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-01-31, revenue was €45,560 and operating profit was €835. The latest retained financial statement for 2026-01-31 shows revenue of €45,560 and profit for the financial year of €1,072. Based on the latest retained statement, revenue growth was +31.6%, operating margin was +1.8%, and equity ratio was +45.8%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-01-31

Imported periods2
PRH parsed2
Profile sourceCombined source
Derived indicators
Revenue growth31.6%
Operating margin1.8%
Equity ratio45.8%
Revenue€45,560+€10,950 (+31.6%) vs previous periodPrevious: €34,609
Operating profit (loss)€835-€1,223 (-59.4%) vs previous periodPrevious: €2,058
Profit (loss) for the financial year€1,072-€543 (-33.6%) vs previous periodPrevious: €1,615
Assets€8,929+€497 (+5.9%) vs previous periodPrevious: €8,432
Balance-sheet contextLatest financial period
Other operating income€2,184Previous: €0
Cash and bank€3,598Previous: €4,670
Retained earnings€1,615Previous: €0
Equity€4,086Previous: €1,615
Liabilities€4,842Previous: €6,817
Current assets€8,274Previous: €7,532
Current liabilities€4,671Previous: €6,235
Revenue trend2 periods
€34,609
2025-01-31
€45,560
2026-01-31
Operating profit (loss) trend2 periods
€2,058
2025-01-31
€835
2026-01-31
Profit (loss) for the financial year trend2 periods
€1,615
2025-01-31
€1,072
2026-01-31
Assets trend2 periods
€8,432
2025-01-31
€8,929
2026-01-31

Financial ratios

Financial ratios based on financial statement data. Source: Yhdistetty lähde.

Equity ratioSatisfactory
57/100 · Improving
45.8 %2025-01-31: 19.1 %
Current ratioPassable
26/100 · Improving
0.77x2025-01-31: 0.75x
Operating profit marginPassable
54/100 · Declining
1.8 %2025-01-31: 6.0 %
Ratio history
Ratio2025-01-312026-01-31
Equity ratio19.1 %45.8 %
Current ratio0.75x0.77x
Operating profit margin6.0 %1.8 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3438398-6
EU IDFIFPRO.3438398-6
MunicipalityHelsingfors
Current registered entries
2024-04-05Registered in Tax Administration (Tax Administration)
2024-04-05Registered in Patent and Registration Office (Trade Register)
2024-05-15Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Hirvenkivi Netta PatriciaToimitusjohtajaSources: 5 · Confidence: 78%
Hirvenkivi Netta PatriciaVarsinainen jäsenSources: 2 · Confidence: 78%
Hirvenkivi Virpi BirgittaVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableNetricia Oy
Grade upgradedB2 → B1 · new analysis 2026-10-15
Model score65/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueImproving
ProfitabilityDeteriorating
SolvencyImproving
LiquidityStable
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
44 peers
Solvency30%
Below 70% of peers
Profitability50%
Close to the peer-group midpoint
Liquidity75%
Better than 75% of peers
Revenue growth82%
Better than 82% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag112 days after period end
Typical registration lag72 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Active registered status
  • Lower industry distress context
Risk factors to note
  • Weak current ratio
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B1
2026-10-15 15:3965/100 · v0.14
B2 → B1 · +8 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-01-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Usable financial evidence → Strong financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-15
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityNuori
15/100

The company has about 2 years of registry continuity.

Registry and status signalsRajallinen
32/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

3 register eventsLatest event: 2025-03-04

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2026-01-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Netricia Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.