Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
niginigi Oy
niginigi Oy's registered office is Helsingfors. It is a limited company. The company was established on 2023-05-03. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-09-30, revenue was €70,827 and operating profit was €21,046.
Business ID 3360565-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3360565-5
- Sector
- Activities of insurance agents and brokers
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2023-05-03
- Business ID registration date
- 2023-04-24
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Risupadontie 3 D 68, 00640, Helsingfors
People and decision-makers
Ntima MichaelToimitusjohtaja
About niginigi Oy
Financial position and key figures for the company.
niginigi Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2023-05-03. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-09-30, revenue was €70,827 and operating profit was €21,046. The latest retained financial statement for 2025-09-30 shows revenue of €70,827 and profit for the financial year of €16,596. Based on the latest retained statement, revenue growth was -13.4%, operating margin was +29.7%, and equity ratio was +90.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
0
0
Enriched source observation
Derived indicators
Revenue growth-13.4%
Operating margin29.7%
Equity ratio90.3%
Revenue€70,827-€10,950 (-13.4%) vs previous periodPrevious: €81,777
Operating profit (loss)€21,046-€26,167 (-55.4%) vs previous periodPrevious: €47,213
Profit (loss) for the financial year€16,596-€21,037 (-55.9%) vs previous periodPrevious: €37,633
Assets€56,714+€12,862 (+29.3%) vs previous periodPrevious: €43,852
Balance-sheet contextLatest financial period
Profit before taxes€21,016Previous: €47,211
Employees1Previous: No comparison value
Revenue trend2 periods
€81,777
2024-09-30
€70,827
2025-09-30
Operating profit (loss) trend2 periods
€47,213
2024-09-30
€21,046
2025-09-30
Profit (loss) for the financial year trend2 periods
€37,633
2024-09-30
€16,596
2025-09-30
Assets trend2 periods
€43,852
2024-09-30
€56,714
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2024-09-30 | 2025-09-30 |
|---|---|---|
| Equity ratio | 85.8 % | 90.3 % |
| Current ratio | - | - |
| Operating profit margin | 57.7 % | 29.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3360565-5
VAT IDFI33605655
EU IDFIFPRO.3360565-5
MunicipalityHelsingfors
Current registered entries
2023-05-03Registered in Tax Administration (Tax Administration)
2023-05-03Registered in Patent and Registration Office (Trade Register)
2023-09-01VAT-liable for business activity in Tax Administration (VAT Register)
2023-09-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Ntima MichaelToimitusjohtajaSources: 5 · Confidence: 78%
Ntima Blito CoxeVarajäsenSources: 2 · Confidence: 78%
Ntima MichaelVarsinainen jäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
Goodniginigi Oy
Grade unchangedA3 · new analysis 2026-10-18
74/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsSolvencyStable
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
31 peersSolvency87%
Better than 87% of peers
Profitability71%
Better than 71% of peers
Revenue growth45%
Below 55% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1874/100 · v0.15
A3 → A3 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-09-2375/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
42/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2026-02-10
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
niginigi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.