Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Nivalan Järvikylän Osuuspankki
Nivalan Järvikylän Osuuspankki's registered office is Nivala. It is a cooperative bank. The company was established on 1915-11-10. It operates in the industry of other monetary intermediation.
Business ID 0186743-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0186743-1
- Sector
- Other monetary intermediation
- Municipality
- Nivala
- Company form
- Cooperative bank
- Registration date
- 1915-11-10
- Business ID registration date
- 1978-03-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kalliontie 27, 85500, Nivala
Website: https://www.poppankki.fi/nivalaSource observation
About Nivalan Järvikylän Osuuspankki
Financial position and key figures for the company.
Nivalan Järvikylän Osuuspankki's location municipality is Nivala. It is a cooperative bank. The company was established on 1915-11-10. It operates in the industry of other monetary intermediation.
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0186743-1
VAT IDFI01867431
MunicipalityNivala
Current registered entries
1915-11-10Registered in Patent and Registration Office (Trade Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1978-10-01Registered in Tax Administration (Employer Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
1998-11-06Member of liability group in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodNivalan Järvikylän Osuuspankki
Grade unchangedA3 · new analysis 2026-10-17
78/100
Medium
Registry and statistical evidenceRegistry and statistics based
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Long registry continuity
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1778/100 · v0.15
A3 → A3A3
2026-10-0878/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
87/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
100/100
The company has about 110 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
8 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
36 register eventsLatest event: 2026-04-27
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-03.
This company profile has not been claimed yet
Nivalan Järvikylän Osuuspankki shows public core facts. A company representative can claim the profile, update public information, and access owner tools.