Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
NJF Invest Ab
NJF Invest Ab's registered office is Munsala. It is a limited company. The company was established on 2020-10-16. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was €10,814.
Business ID 3164902-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3164902-1
- Sector
- Buying and selling of own real estate
- Municipality
- Munsala
- Company form
- Limited company
- Registration date
- 2020-10-16
- Business ID registration date
- 2020-10-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Jussilavägen 534, 66950, Munsala
People and decision-makers
Nystedt Jan GöranToimitusjohtaja
About NJF Invest Ab
Financial position and key figures for the company.
NJF Invest Ab's location municipality is Munsala. It is a limited company. The company was established on 2020-10-16. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was €10,814. The latest retained financial statement for 2025-12-31 shows revenue of €0 and profit for the financial year of €6,200. Based on the latest retained statement, revenue growth was not currently available, operating margin was +0.0%, and equity ratio was +9.7%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
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Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
Combined source
Derived indicators
Operating margin0.0%
Equity ratio9.7%
Revenue€0+€0 vs previous periodPrevious: €0
Operating profit (loss)€10,814-€6 (-0.1%) vs previous periodPrevious: €10,820
Profit (loss) for the financial year€6,200+€583 (+10.4%) vs previous periodPrevious: €5,617
Assets€114,000-€3,228 (-2.8%) vs previous periodPrevious: €117,228
Balance-sheet contextLatest financial period
Employees2Previous: 0
Revenue trend5 periods
€7,502
2021-12-31
€0
2022-12-31
€0
2023-12-31
€0
2024-12-31
€0
2025-12-31
Operating profit (loss) trend5 periods
-€4,455
2021-12-31
€10,350
2022-12-31
€10,350
2023-12-31
€10,820
2024-12-31
€10,814
2025-12-31
Profit (loss) for the financial year trend5 periods
-€8,209
2021-12-31
€7,400
2022-12-31
€7,400
2023-12-31
€5,617
2024-12-31
€6,200
2025-12-31
Assets trend5 periods
€133,283
2021-12-31
€132,000
2022-12-31
€128,244
2023-12-31
€117,228
2024-12-31
€114,000
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
12/100 · Improving
Current ratioSatisfactory
45/100 · Improving
Operating profit marginPassable
50/100 · Stable
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | -5.6 % | -0.8 % | 3.8 % | 4.3 % | 9.7 % |
| Current ratio | 1.36x | 1.25x | 1.41x | 1.14x | 1.36x |
| Operating profit margin | 0.0 % | 0.0 % | 0.0 % | 0.0 % | 0.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3164902-1
VAT IDFI31649021
EU IDFIFPRO.3164902-1
MunicipalityMunsala
Current registered entries
2020-10-15Registered in Tax Administration (Prepayment Register)
2020-10-16Registered in Tax Administration (Tax Administration)
2020-10-16Registered in Patent and Registration Office (Trade Register)
2021-03-18VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Nystedt Jan GöranToimitusjohtajaSources: 4 · Confidence: 78%
Nystedt Jan GöranVarsinainen jäsenSources: 2 · Confidence: 78%
Nystedt Yvonne ElisabethVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryNJF Invest Ab
Grade upgradedB3 → B2 · new analysis 2026-10-17
52/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
ProfitabilityStable
SolvencyImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
42 peersSolvency52%
Close to the peer-group midpoint
Profitability40%
Below 60% of peers
Liquidity83%
Better than 83% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings114 days after period end
119 days after period end
2 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1752/100 · v0.15
B3 → B2 · +7 points- Revenue: Not enough history → Stable
- Profitability: Not enough history → Stable
- Solvency: Stable → Improving
B3
2026-10-02 03:4745/100 · v0.14
B2 → B3 · -12 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
56/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2026-02-10
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-10.
This company profile has not been claimed yet
NJF Invest Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.