Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Noir Invest Oy
Noir Invest Oy's registered office is Turku. It is a limited company. The company was established on 2000-01-03. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €25,081 and operating profit was -€5,218.
Business ID 1572586-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1572586-4
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 2000-01-03
- Business ID registration date
- 2000-01-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kiikalankuja 12, 20400, Turku
About Noir Invest Oy
Financial position and key figures for the company.
Noir Invest Oy's location municipality is Turku. It is a limited company. The company was established on 2000-01-03. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €25,081 and operating profit was -€5,218. The latest retained financial statement for 2025-12-31 shows revenue of €25,081 and profit for the financial year of -€12,323. Based on the latest retained statement, revenue growth was +3.2%, operating margin was -20.8%, and equity ratio was +72.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth3.2%
Operating margin-20.8%
Equity ratio72.4%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €2,500
Cash and bank€954Previous: €14,326
Retained earnings€481,805Previous: €538,826
Equity€477,891Previous: €531,714
Liabilities€181,900Previous: €166,218
Current assets€16,290Previous: €51,227
Current liabilities€79,400Previous: €41,218
Revenue trend2 periods
€24,301
2024-12-31
€25,081
2025-12-31
Operating profit (loss) trend2 periods
-€12,656
2024-12-31
-€5,218
2025-12-31
Profit (loss) for the financial year trend2 periods
-€15,521
2024-12-31
-€12,323
2025-12-31
Assets trend2 periods
€697,932
2024-12-31
€659,792
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
91/100 · Declining
Current ratioWeak
0/100 · Declining
Operating profit marginWeak
0/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 76.2 % | 72.4 % |
| Current ratio | 0.35x | 0.01x |
| Operating profit margin | -47.2 % | -20.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1572586-4
EU IDFIFPRO.1572586-4
MunicipalityTurku
Current registered entries
1999-12-23Registered in Tax Administration (Prepayment Register)
2000-01-03Registered in Patent and Registration Office (Trade Register)
2000-01-10Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableNoir Invest Oy
Grade unchangedB1 · new analysis 2026-10-18
68/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueStable
ProfitabilityImproving
SolvencyStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
79 peersSolvency37%
Below 63% of peers
Profitability29%
Below 71% of peers
Liquidity39%
Below 61% of peers
Revenue growth73%
Better than 73% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings127 days after period end
86 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1868/100 · v0.15
B1 → B1B1
2026-10-01 21:5168/100 · v0.14
A3 → B1 · -6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1574/100 · v0.14
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 26 years of registry continuity.
Registry and status signalsSeurattava
70/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2025-02-13
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Noir Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.