Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Nordic Insurance Solutions Oy
Nordic Insurance Solutions Oy's registered office is Fredrikshamn. It is a limited company. The company was established on 2020-06-18. It operates in the industry of activities auxiliary to insurance and pension funding n.e.c.. In its latest retained statement for 2024-12-31, revenue was €117,697 and operating profit was €54,210.
Business ID 3131760-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3131760-9
- Sector
- Activities auxiliary to insurance and pension funding n.e.c.
- Municipality
- Fredrikshamn
- Company form
- Limited company
- Registration date
- 2020-06-18
- Business ID registration date
- 2020-04-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Koivistonkatu 15, 49400, Fredrikshamn
Website: https://www.nordicinsurancesolutions.fiSource observation
About Nordic Insurance Solutions Oy
Financial position and key figures for the company.
Nordic Insurance Solutions Oy's location municipality is Fredrikshamn. It is a limited company. The company was established on 2020-06-18. It operates in the industry of activities auxiliary to insurance and pension funding n.e.c.. In its latest retained statement for 2024-12-31, revenue was €117,697 and operating profit was €54,210. The latest retained financial statement for 2024-12-31 shows revenue of €117,697 and profit for the financial year of €38,927. Based on the latest retained statement, revenue growth was -17.9%, operating margin was +46.1%, and equity ratio was +91.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-17.9%
Operating margin46.1%
Equity ratio91.8%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €27,609
Cash and bank€40,130Previous: €29,693
Retained earnings€21,311Previous: €2,463
Equity€75,239Previous: €36,311
Liabilities€6,681Previous: €38,099
Current assets€62,081Previous: €58,014
Current liabilities€6,681Previous: €38,099
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3131760-9
EU IDFIFPRO.3131760-9
MunicipalityFredrikshamn
Current registered entries
2020-04-20Registered in Tax Administration (Prepayment Register)
2020-06-18Registered in Tax Administration (Tax Administration)
2020-06-18Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodNordic Insurance Solutions Oy
Grade unchangedA2 · new analysis 2026-10-18
84/100
Medium
Usable financial evidenceFinancial data included
Same industry and sizeDescriptive comparison – does not change the model score.
79 peersSolvency59%
Better than 59% of peers
Profitability71%
Better than 71% of peers
Liquidity70%
Better than 70% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings233 days after period end
233 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1884/100 · v0.15
A2 → A2A2
2026-10-01 08:5484/100 · v0.14
B1 → A2 · +21 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1563/100 · v0.14
B1 → B1 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
56/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2025-12-29
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Nordic Insurance Solutions Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.