Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Nordivo Oy
Nordivo Oy's registered office is Esbo. It is a limited company. The company was established on 2021-07-27. It operates in the industry of computer programming activities. In its latest retained statement for 2026-07-31, revenue was €158,725 and operating profit was -€80.
Business ID 3220632-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3220632-9
- Sector
- Computer programming activities
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2021-07-27
- Business ID registration date
- 2021-06-28
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Reserviläisentie 14 A 1, 02660, Esbo
Website: https://www.nordivo.comSource observation
About Nordivo Oy
Financial position and key figures for the company.
Nordivo Oy's location municipality is Esbo. It is a limited company. The company was established on 2021-07-27. It operates in the industry of computer programming activities. In its latest retained statement for 2026-07-31, revenue was €158,725 and operating profit was -€80. The latest retained financial statement for 2026-07-31 shows revenue of €158,725 and profit for the financial year of -€170. Based on the latest retained statement, revenue growth was +115.8%, operating margin was -0.1%, and equity ratio was +79.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-07-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth115.8%
Operating margin-0.1%
Equity ratio79.6%
Balance-sheet contextLatest financial period
Cash and bank€24,195Previous: €28,728
Retained earnings€41,875Previous: €48,525
Equity€41,705Previous: €45,970
Liabilities€10,677Previous: €3,635
Current assets€52,382Previous: €49,604
Current liabilities€10,677Previous: €3,635
Revenue trend2 periods
€73,545
2025-07-31
€158,725
2026-07-31
Operating profit (loss) trend2 periods
-€1,929
2025-07-31
-€80
2026-07-31
Profit (loss) for the financial year trend2 periods
-€2,555
2025-07-31
-€170
2026-07-31
Assets trend2 periods
€49,604
2025-07-31
€52,382
2026-07-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioGood
76/100 · Declining
Operating profit marginWeak
50/100 · Improving
Ratio history
| Ratio | 2025-07-31 | 2026-07-31 |
|---|---|---|
| Equity ratio | 92.7 % | 79.6 % |
| Current ratio | 7.90x | 2.27x |
| Operating profit margin | -2.6 % | -0.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3220632-9
VAT IDFI32206329
EU IDFIFPRO.3220632-9
MunicipalityEsbo
Current registered entries
2021-06-28VAT-liable for business activity in Tax Administration (VAT Register)
2021-07-27Registered in Tax Administration (Tax Administration)
2021-07-27Registered in Patent and Registration Office (Trade Register)
2021-08-24Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodNordivo Oy
Grade unchangedA3 · new analysis 2026-10-18
70/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueImproving
ProfitabilityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
46 peersSolvency67%
Better than 67% of peers
Profitability22%
Below 78% of peers
Liquidity70%
Better than 70% of peers
Revenue growth87%
Better than 87% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings33 days after period end
33 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1870/100 · v0.15
A3 → A3A3
2026-10-03 16:4570/100 · v0.14
B2 → A3 · +14 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-07-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1556/100 · v0.14
B2 → B2 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
49/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
50/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2025-12-09
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2026-07-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Nordivo Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.