Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
North-West Invest Oy
North-West Invest Oy's registered office is Karleby. It is a limited company. The company was established on 2014-12-18. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €223,306 and operating profit was -€40,002.
Business ID 2659470-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2659470-8
- Sector
- Rental and operating of own or leased non-residential real estate
- Municipality
- Karleby
- Company form
- Limited company
- Registration date
- 2014-12-18
- Business ID registration date
- 2014-12-09
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hakalahdenkatu 60, 67100, Karleby
About North-West Invest Oy
Financial position and key figures for the company.
North-West Invest Oy's location municipality is Karleby. It is a limited company. The company was established on 2014-12-18. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €223,306 and operating profit was -€40,002. The latest retained financial statement for 2025-12-31 shows revenue of €223,306 and profit for the financial year of -€55,937. Based on the latest retained statement, revenue growth was +190.3%, operating margin was -17.9%, and equity ratio was +69.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth190.3%
Operating margin-17.9%
Equity ratio69.6%
Balance-sheet contextLatest financial period
Other operating income€54,181Previous: €30,733
Inventory€184,514Previous: €80,229
Cash and bank€57,813Previous: €351,624
Retained earnings€1,384,801Previous: €2,363,366
Equity€1,401,565Previous: €1,983,654
Liabilities€611,755Previous: €380,004
Current assets€677,275Previous: €1,066,257
Current liabilities€352,179Previous: €125,078
Revenue trend2 periods
€76,922
2024-12-31
€223,306
2025-12-31
Operating profit (loss) trend2 periods
-€143,591
2024-12-31
-€40,002
2025-12-31
Profit (loss) for the financial year trend2 periods
-€452,411
2024-12-31
-€55,937
2025-12-31
Assets trend2 periods
€2,363,658
2024-12-31
€2,013,320
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
87/100 · Declining
Current ratioPassable
23/100 · Declining
Operating profit marginWeak
14/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 83.9 % | 69.6 % |
| Current ratio | 3.45x | 0.69x |
| Operating profit margin | -133.4 % | -14.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2659470-8
VAT IDFI26594708
EU IDFIFPRO.2659470-8
MunicipalityKarleby
Current registered entries
2014-12-09VAT-liable for business activity in Tax Administration (VAT Register)
2014-12-09Registered in Tax Administration (Prepayment Register)
2014-12-18Registered in Tax Administration (Tax Administration)
2014-12-18Registered in Patent and Registration Office (Trade Register)
2015-02-13VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorNorth-West Invest Oy
Grade unchangedB3 · new analysis 2026-10-18
49/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsRevenueImproving
ProfitabilityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
32 peersSolvency63%
Better than 63% of peers
Profitability6%
Below 94% of peers
Liquidity56%
Better than 56% of peers
Revenue growth100%
Better than 100% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings156 days after period end
178 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- Long registry continuity
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1849/100 · v0.15
B3 → B3B3
2026-09-23 07:1949/100 · v0.14
A3 → B3 · -23 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1572/100 · v0.14
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1363/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 11 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
23 register eventsLatest event: 2026-01-16
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-16.
This company profile has not been claimed yet
North-West Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.