Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Business profile
Northern Future Oy
Northern Future Oy's registered office is Rovaniemi. It is a limited company. The company was established on 2023-02-24. It operates in the industry of travel agency activities. In its latest retained statement for 2026-01-31, revenue was €411,520 and operating profit was €58,093.
Business ID 3342724-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3342724-6
- Sector
- Travel agency activities
- Municipality
- Rovaniemi
- Company form
- Limited company
- Registration date
- 2023-02-24
- Business ID registration date
- 2023-02-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: LOUHIKKOTIE 16 B 11, 96500, Rovaniemi
Website: https://www.northernfuturetravel.comSource observation
About Northern Future Oy
Financial position and key figures for the company.
Northern Future Oy's location municipality is Rovaniemi. It is a limited company. The company was established on 2023-02-24. It operates in the industry of travel agency activities. In its latest retained statement for 2026-01-31, revenue was €411,520 and operating profit was €58,093. The latest retained financial statement for 2026-01-31 shows revenue of €411,520 and profit for the financial year of €43,588. Based on the latest retained statement, revenue growth was +26.4%, operating margin was +14.1%, and equity ratio was +45.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-01-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth26.4%
Operating margin14.1%
Equity ratio45.1%
Balance-sheet contextLatest financial period
Cash and bank€22,499Previous: €55,840
Retained earnings€8,770Previous: €8,739
Equity€52,358Previous: €8,770
Liabilities€63,669Previous: €89,053
Current assets€92,928Previous: €67,025
Current liabilities€48,927Previous: €55,454
Revenue trend2 periods
€325,568
2025-01-31
€411,520
2026-01-31
Operating profit (loss) trend2 periods
€2,159
2025-01-31
€58,093
2026-01-31
Profit (loss) for the financial year trend2 periods
€30
2025-01-31
€43,588
2026-01-31
Assets trend2 periods
€97,822
2025-01-31
€116,026
2026-01-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
56/100 · Improving
Current ratioWeak
15/100 · Declining
Operating profit marginGood
85/100 · Improving
Ratio history
| Ratio | 2025-01-31 | 2026-01-31 |
|---|---|---|
| Equity ratio | 9.0 % | 45.1 % |
| Current ratio | 1.01x | 0.46x |
| Operating profit margin | 0.7 % | 14.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3342724-6
VAT IDFI33427246
EU IDFIFPRO.3342724-6
MunicipalityRovaniemi
Current registered entries
2023-02-01VAT-liable for business activity in Tax Administration (VAT Register)
2023-02-02Registered in Tax Administration (Prepayment Register)
2023-02-24Registered in Tax Administration (Tax Administration)
2023-02-24Registered in Patent and Registration Office (Trade Register)
2023-03-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodNorthern Future Oy
Grade upgradedB2 → A3 · new analysis 2026-09-30
71/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
National Tier 1 comparisonDescriptive comparison – does not change the model score.
150 peersSolvency39%
Below 61% of peers
Profitability75%
Better than 75% of peers
Liquidity51%
Close to the peer-group midpoint
Revenue growth90%
Better than 90% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings150 days after period end
189 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-30 06:1471/100 · v0.14
B2 → A3 · +16 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-01-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1555/100 · v0.14
B2 → B2 · -1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-30
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
71/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
44/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2025-09-16
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2026-01-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-22.
This company profile has not been claimed yet
Northern Future Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.