Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B2.Business profile
Novaco Oy
Novaco Oy's registered office is Vanda. It is a limited company. The company was established on 2023-03-30. It operates in the industry of other miscellaneous specialised construction activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €162,764 and operating profit was €491.
Business ID 3353955-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3353955-5
- Sector
- Other miscellaneous specialised construction activities n.e.c.
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2023-03-30
- Business ID registration date
- 2023-03-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Perintötie 3 A 6, 01510, Vanda
About Novaco Oy
Financial position and key figures for the company.
Novaco Oy's location municipality is Vanda. It is a limited company. The company was established on 2023-03-30. It operates in the industry of other miscellaneous specialised construction activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €162,764 and operating profit was €491. The latest retained financial statement for 2025-12-31 shows revenue of €162,764 and profit for the financial year of €493. Based on the latest retained statement, revenue growth was -13.0%, operating margin was +0.3%, and equity ratio was +68.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-13.0%
Operating margin0.3%
Equity ratio68.7%
Balance-sheet contextLatest financial period
Inventory€3,401Previous: €0
Cash and bank€12,355Previous: €11,285
Retained earnings€14,152Previous: €11,466
Equity€14,645Previous: €14,152
Liabilities€6,661Previous: €965
Current assets€21,306Previous: €15,118
Current liabilities€6,661Previous: €965
Revenue trend2 periods
€187,145
2024-12-31
€162,764
2025-12-31
Operating profit (loss) trend2 periods
€3,431
2024-12-31
€491
2025-12-31
Profit (loss) for the financial year trend2 periods
€2,686
2024-12-31
€493
2025-12-31
Assets trend2 periods
€15,118
2024-12-31
€21,306
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
86/100 · Declining
Current ratioGood
79/100 · Declining
Operating profit marginPassable
51/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 93.6 % | 68.7 % |
| Current ratio | 11.69x | 2.37x |
| Operating profit margin | 1.8 % | 0.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3353955-5
VAT IDFI33539555
EU IDFIFPRO.3353955-5
MunicipalityVanda
Current registered entries
2023-03-23VAT-liable for business activity in Tax Administration (VAT Register)
2023-03-23Registered in Tax Administration (Prepayment Register)
2023-03-30Registered in Tax Administration (Tax Administration)
2023-03-30Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryNovaco Oy
Grade upgradedB3 → B2 · new analysis 2026-09-23
57/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsProfitabilityStable
Same size nationallyDescriptive comparison – does not change the model score.
204 peersSolvency67%
Better than 67% of peers
Profitability30%
Below 70% of peers
Liquidity79%
Better than 79% of peers
Revenue growth17%
Below 83% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings63 days after period end
57 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Coordinated deterioration across 3 financial domains
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB2
2026-09-23 14:3657/100 · v0.14
B3 → B2 · +17 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1540/100 · v0.14
B3 → B3 · -9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1349/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-09-23
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
26/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
46/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-03-07
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-07.
This company profile has not been claimed yet
Novaco Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.