Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Novaruuk Oy
Novaruuk Oy's registered office is Borgå. It is a limited company. The company was established on 2024-09-27. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €6,725 and operating profit was -€10,959.
Business ID 3478010-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3478010-5
- Sector
- Rental and operating of own or leased non-residential real estate
- Municipality
- Borgå
- Company form
- Limited company
- Registration date
- 2024-09-27
- Business ID registration date
- 2024-09-24
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lukiokuja 4 A, 06100, Borgå
About Novaruuk Oy
Financial position and key figures for the company.
Novaruuk Oy's location municipality is Borgå. It is a limited company. The company was established on 2024-09-27. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €6,725 and operating profit was -€10,959. The latest retained financial statement for 2025-12-31 shows revenue of €6,725 and profit for the financial year of -€12,039. Based on the latest retained statement, revenue growth was not currently available, operating margin was -163.0%, and equity ratio was +98.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin-163.0%
Equity ratio98.8%
Balance-sheet contextLatest financial period
Cash and bank€1,593Previous: No comparison value
Equity€30,605Previous: No comparison value
Liabilities€370Previous: No comparison value
Current assets€1,593Previous: No comparison value
Current liabilities€370Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Trend unavailable
Current ratioGood
100/100 · Trend unavailable
Operating profit marginWeak
0/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3478010-5
EU IDFIFPRO.3478010-5
MunicipalityBorgå
Current registered entries
2024-09-24Registered in Tax Administration (Prepayment Register)
2024-09-27Registered in Tax Administration (Tax Administration)
2024-09-27Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableNovaruuk Oy
Grade unchangedB1 · new analysis 2026-10-17
62/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
39 peersSolvency100%
Better than 100% of peers
Profitability3%
Below 97% of peers
Liquidity87%
Better than 87% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings125 days after period end
125 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1762/100 · v0.15
B1 → B1 · +1 pointsB1
2026-09-26 03:4261/100 · v0.14
B2 → B1 · +11 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1550/100 · v0.14
B2 → B2 · -4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1454/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
36/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2026-05-05
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Novaruuk Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.