Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
NR-Talo Oy
NR-Talo Oy's registered office is Toivala. It is a limited company. The company was established on 2021-05-25. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €46,644 and operating profit was -€3,010.
Business ID 3212926-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3212926-3
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Toivala
- Company form
- Limited company
- Registration date
- 2021-05-25
- Business ID registration date
- 2021-05-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Nurkkatie 7 B 2, 70900, Toivala
About NR-Talo Oy
Financial position and key figures for the company.
NR-Talo Oy's location municipality is Toivala. It is a limited company. The company was established on 2021-05-25. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €46,644 and operating profit was -€3,010. The latest retained financial statement for 2025-12-31 shows revenue of €46,644 and profit for the financial year of -€3,013. Based on the latest retained statement, revenue growth was not currently available, operating margin was -6.5%, and equity ratio was -225.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin-6.5%
Equity ratio-225.7%
Balance-sheet contextLatest financial period
Cash and bank€4Previous: €0
Equity-€3,013Previous: €0
Liabilities€4,348Previous: €0
Current assets€1,335Previous: €0
Current liabilities€4,348Previous: €0
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Trend unavailable
Current ratioWeak
0/100 · Trend unavailable
Operating profit marginWeak
34/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3212926-3
VAT IDFI32129263
EU IDFIFPRO.3212926-3
MunicipalityToivala
Current registered entries
2021-05-25Registered in Tax Administration (Tax Administration)
2021-05-25Registered in Patent and Registration Office (Trade Register)
2025-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2025-01-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskNR-Talo Oy
Grade unchangedD · new analysis 2026-10-17
27/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
221 peersSolvency5%
Below 95% of peers
Profitability36%
Below 64% of peers
Liquidity15%
Below 85% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings79 days after period end
79 days after period end
1 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1727/100 · v0.15
D → DD
2026-10-04 22:4127/100 · v0.14
B2 → D · -24 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1551/100 · v0.14
B2 → B2 · -2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1453/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
70/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → D.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2026-03-20
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
NR-Talo Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.