Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
O. Ermine Oy
O. Ermine Oy's registered office is Turenki. It is a limited company. The company was established on 2019-10-22. It operates in the industry of activities of agents involved in non-specialised wholesale. In its latest retained statement for 2025-10-31, revenue was €152,099 and operating profit was €36,983.
Business ID 3093921-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3093921-1
- Sector
- Activities of agents involved in non-specialised wholesale
- Municipality
- Turenki
- Company form
- Limited company
- Registration date
- 2019-10-22
- Business ID registration date
- 2019-10-18
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Havukaarre 1a, 14200, Turenki
People and decision-makers
Kärppä Ossian MarkunpoikaVarsinainen jäsen
Kärppä Matilda HenriettaVarajäsen
About O. Ermine Oy
Financial position and key figures for the company.
O. Ermine Oy's location municipality is Turenki. It is a limited company. The company was established on 2019-10-22. It operates in the industry of activities of agents involved in non-specialised wholesale. In its latest retained statement for 2025-10-31, revenue was €152,099 and operating profit was €36,983. The latest retained financial statement for 2025-10-31 shows revenue of €152,099 and profit for the financial year of €30,097. Based on the latest retained statement, revenue growth was -23.2%, operating margin was +24.3%, and equity ratio was +87.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
0
0
Source observation
Derived indicators
Revenue growth-23.2%
Operating margin24.3%
Equity ratio87.0%
Revenue€152,099-€46,012 (-23.2%) vs previous periodPrevious: €198,111
Operating profit (loss)€36,983+€15,806 (+74.6%) vs previous periodPrevious: €21,178
Profit (loss) for the financial year€30,097+€13,067 (+76.7%) vs previous periodPrevious: €17,030
Assets€132,219-€1,055 (-0.8%) vs previous periodPrevious: €133,274
Balance-sheet contextLatest financial period
Profit before taxes€36,693Previous: No comparison value
Employees2Previous: 2
Revenue trend5 periods
€158,152
2021-10-31
€212,750
2022-10-31
€182,040
2023-10-31
€198,111
2024-10-31
€152,099
2025-10-31
Operating profit (loss) trend5 periods
€80,436
2021-10-31
€120,927
2022-10-31
€1,885
2023-10-31
€21,178
2024-10-31
€36,983
2025-10-31
Profit (loss) for the financial year trend5 periods
€64,189
2021-10-31
€96,177
2022-10-31
€1,235
2023-10-31
€17,030
2024-10-31
€30,097
2025-10-31
Assets trend5 periods
€98,600
2021-10-31
€202,248
2022-10-31
€156,619
2023-10-31
€133,274
2024-10-31
€132,219
2025-10-31
Additional financial figures
The company's financial figures across different years.
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue | - | €152,099 | €198,111 | €182,040 | €212,750 | €158,152 |
| Revenue growth | - | -23,2 % | 8,8 % | -14,4 % | 34,5 % | 179,1 % |
| Operating profit | - | €36,983 | €21,178 | €1,885 | €120,927 | €80,436 |
| EBIT margin | - | 24,3 % | 10,7 % | 1 % | 56,8 % | 50,9 % |
| Profit for the financial year | - | €30,097 | €17,030 | €1,235 | €96,177 | €64,189 |
| Profit before taxes | - | €36,693 | - | €1,659 | €120,362 | €80,375 |
| Equity ratio | - | 87,1 % | 71,3 % | 68,9 % | 77,5 % | 66,7 % |
| Balance sheet total | - | €132,219 | €133,274 | €156,619 | €202,248 | €98,600 |
| Employees | 2 | 2 | 2 | 1 | 1 | 1 |
Financial ratios
Financial ratios based on financial statement data. Source: Lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2021-10-31 | 2022-10-31 | 2023-10-31 | 2024-10-31 | 2025-10-31 |
|---|---|---|---|---|---|
| Equity ratio | 66.7 % | 77.5 % | 68.9 % | 71.3 % | 87.0 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 50.9 % | 56.8 % | 1.0 % | 10.7 % | 24.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3093921-1
VAT IDFI30939211
EU IDFIFPRO.3093921-1
MunicipalityTurenki
Current registered entries
2019-10-18VAT-liable for business activity in Tax Administration (VAT Register)
2019-10-18Registered in Tax Administration (Prepayment Register)
2019-10-22Registered in Tax Administration (Tax Administration)
2019-10-22Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Kärppä Ossian MarkunpoikaVarsinainen jäsenSources: 5 · Confidence: 78%
Kärppä Matilda HenriettaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodO. Ermine Oy
Grade unchangedA3 · new analysis 2026-10-18
74/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityImproving · 2 consecutive periods
SolvencyImproving
LiquidityNot enough history
Same industry and sizeDescriptive comparison – does not change the model score.
72 peersSolvency79%
Better than 79% of peers
Profitability85%
Better than 85% of peers
Revenue growth10%
Below 90% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1874/100 · v0.15
A3 → A3 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-10-1475/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
52/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
70/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2026-03-13
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
O. Ermine Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.