Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
O.K. Talo Oy
O.K. Talo Oy's registered office is Vanda. It is a limited company. The company was established on 2016-08-10. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €592,060 and operating profit was €5,608.
Business ID 2772400-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2772400-9
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2016-08-10
- Business ID registration date
- 2016-07-18
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Esikkotie 9 C 63, 01300, Vanda
About O.K. Talo Oy
Financial position and key figures for the company.
O.K. Talo Oy's location municipality is Vanda. It is a limited company. The company was established on 2016-08-10. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €592,060 and operating profit was €5,608. The latest retained financial statement for 2025-12-31 shows revenue of €592,060 and profit for the financial year of -€320. Based on the latest retained statement, revenue growth was -23.1%, operating margin was +0.9%, and equity ratio was +53.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-23.1%
Operating margin0.9%
Equity ratio53.5%
Balance-sheet contextLatest financial period
Cash and bank€56,270Previous: €60,279
Retained earnings€104,032Previous: €74,511
Equity€106,212Previous: €117,220
Liabilities€92,141Previous: €93,737
Current assets€163,517Previous: €163,943
Current liabilities€57,908Previous: €52,747
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
67/100 · Declining
Current ratioPassable
32/100 · Declining
Operating profit marginPassable
52/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2772400-9
VAT IDFI27724009
EU IDFIFPRO.2772400-9
MunicipalityVanda
Current registered entries
2016-07-18Registered in Tax Administration (Prepayment Register)
2016-08-10Registered in Patent and Registration Office (Trade Register)
2016-08-11Registered in Tax Administration (Tax Administration)
2016-09-01Registered in Tax Administration (Employer Register)
2016-09-01VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableO.K. Talo Oy
Grade unchangedB1 · new analysis 2026-10-18
64/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
194 peersSolvency54%
Close to the peer-group midpoint
Profitability34%
Below 66% of peers
Liquidity65%
Better than 65% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings213 days after period end
213 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- Long registry continuity
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1864/100 · v0.15
B1 → B1B1
2026-10-02 00:2764/100 · v0.14
B2 → B1 · +7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2 · +2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 10 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2025-12-20
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
O.K. Talo Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.