Business profile

Obligato Oy

Obligato Oy's registered office is Tampere. It is a limited company. The company was established on 2000-05-30. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €182,574 and operating profit was €85,103.

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Business ID 1603836-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
1603836-1
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Tampere
Company form
Limited company
Registration date
2000-05-30
Business ID registration date
2000-06-09
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Emännänkatu 2c, 33820, Tampere

About Obligato Oy

Financial position and key figures for the company.

Obligato Oy's location municipality is Tampere. It is a limited company. The company was established on 2000-05-30. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €182,574 and operating profit was €85,103. The latest retained financial statement for 2025-12-31 shows revenue of €182,574 and profit for the financial year of €48,523. Based on the latest retained statement, revenue growth was +8.7%, operating margin was +46.6%, and equity ratio was +61.2%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth8.7%
Operating margin46.6%
Equity ratio61.2%
Revenue€182,574+€14,577 (+8.7%) vs previous periodPrevious: €167,996
Operating profit (loss)€85,103+€30,484 (+55.8%) vs previous periodPrevious: €54,619
Profit (loss) for the financial year€48,523+€20,411 (+72.6%) vs previous periodPrevious: €28,111
Assets€2,116,770+€303,140 (+16.7%) vs previous periodPrevious: €1,813,630
Balance-sheet contextLatest financial period
Cash and bank€10,499Previous: €26,271
Retained earnings€488,761Previous: €503,850
Equity€1,295,227Previous: €1,289,904
Liabilities€821,544Previous: €523,726
Current assets€138,050Previous: €155,777
Current liabilities€159,160Previous: €108,343
Revenue trend2 periods
€167,996
2024-12-31
€182,574
2025-12-31
Operating profit (loss) trend2 periods
€54,619
2024-12-31
€85,103
2025-12-31
Profit (loss) for the financial year trend2 periods
€28,111
2024-12-31
€48,523
2025-12-31
Assets trend2 periods
€1,813,630
2024-12-31
€2,116,770
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
76/100 · Declining
61.2 %2024-12-31: 71.1 %
Current ratioWeak
2/100 · Declining
0.07x2024-12-31: 0.24x
Operating profit marginGood
100/100 · Improving
46.6 %2024-12-31: 32.5 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio71.1 %61.2 %
Current ratio0.24x0.07x
Operating profit margin32.5 %46.6 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID1603836-1
VAT IDFI16038361
EU IDFIFPRO.1603836-1
MunicipalityTampere
Current registered entries
2000-05-30Registered in Patent and Registration Office (Trade Register)
2000-06-09Registered in Tax Administration (Tax Administration)
2016-08-01Registered in Tax Administration (Prepayment Register)
2019-08-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodObligato Oy
Grade upgradedA3 → A2 · new analysis 2026-09-27
Model score86/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueStable
ProfitabilityImproving
SolvencyDeteriorating
LiquidityStable
Peer comparisonNational Tier 1 comparisonDescriptive comparison – does not change the model score.
210 peers
Solvency59%
Better than 59% of peers
Profitability92%
Better than 92% of peers
Liquidity36%
Below 64% of peers
Revenue growth82%
Better than 82% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag153 days after period end
Typical registration lag99 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Weak current ratio
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
A2
2026-09-27 06:2686/100 · v0.14
A3 → A2 · +12 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1574/100 · v0.14
B1 → A3 · +9 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-09-27
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 26 years of registry continuity.

Registry and status signalsSeurattava
69/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

15 register eventsLatest event: 2025-04-09

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Obligato Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.