Business profile

Olli Karkkulainen Oy

Olli Karkkulainen Oy's registered office is Joensuu. It is a limited company. The company was established on 2017-03-22. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-06-30, revenue was €109,495 and operating profit was €10,340.

Claim profileContact details
Business ID 2823688-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2823688-3
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Joensuu
Company form
Limited company
Registration date
2017-03-22
Business ID registration date
2017-03-21
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Penttilänkulma 8 A 15, 80220, Joensuu

About Olli Karkkulainen Oy

Financial position and key figures for the company.

Olli Karkkulainen Oy's location municipality is Joensuu. It is a limited company. The company was established on 2017-03-22. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-06-30, revenue was €109,495 and operating profit was €10,340. The latest retained financial statement for 2026-06-30 shows revenue of €109,495 and profit for the financial year of €101,799. Based on the latest retained statement, revenue growth was +10.2%, operating margin was +9.4%, and equity ratio was +81.9%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-06-30

Imported periods6
PRH parsed3
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth10.2%
Operating margin9.4%
Equity ratio81.9%
Revenue€109,495+€10,175 (+10.2%) vs previous periodPrevious: €99,321
Operating profit (loss)€10,340+€1,099 (+11.9%) vs previous periodPrevious: €9,241
Profit (loss) for the financial year€101,799-€25,979 (-20.3%) vs previous periodPrevious: €127,778
Assets€953,525+€5,865 (+0.6%) vs previous periodPrevious: €947,660
Balance-sheet contextLatest financial period
Cash and bank€41,202Previous: €19,369
Retained earnings€633,893Previous: €582,615
Equity€780,680Previous: €755,381
Liabilities€172,845Previous: €192,279
Current assets€41,202Previous: €24,950
Current liabilities€18,222Previous: €18,222
Revenue trend3 periods
€280,155
2024-06-30
€99,321
2025-06-30
€109,495
2026-06-30
Operating profit (loss) trend3 periods
-€8,427
2024-06-30
€9,241
2025-06-30
€10,340
2026-06-30
Profit (loss) for the financial year trend3 periods
€79,524
2024-06-30
€127,778
2025-06-30
€101,799
2026-06-30
Assets trend3 periods
€912,483
2024-06-30
€947,660
2025-06-30
€953,525
2026-06-30

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
81.9 %2025-06-30: 79.7 %
Current ratioGood
75/100 · Improving
2.26x2025-06-30: 1.06x
Operating profit marginSatisfactory
74/100 · Improving
9.4 %2025-06-30: 9.3 %
Ratio history
Ratio2024-06-302025-06-302026-06-30
Equity ratio76.8 %79.7 %81.9 %
Current ratio15.29x1.06x2.26x
Operating profit margin-3.0 %9.3 %9.4 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2823688-3
EU IDFIFPRO.2823688-3
MunicipalityJoensuu
Current registered entries
2017-03-21Registered in Tax Administration (Prepayment Register)
2017-03-22Registered in Tax Administration (Tax Administration)
2017-03-22Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodOlli Karkkulainen Oy
Grade unchangedA2 · new analysis 2026-10-17
Model score86/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development has been volatile across multiple domains.
3 comparable periods
RevenueVolatile
ProfitabilityImproving
SolvencyStable
LiquidityVolatile
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
30 peers
Solvency63%
Better than 63% of peers
Profitability43%
Below 57% of peers
Liquidity50%
Close to the peer-group midpoint
Revenue growth57%
Better than 57% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag43 days after period end
Typical registration lag74 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Material volatility across multiple financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1786/100 · v0.15
A2 → A2
A2
2026-09-19 15:5286/100 · v0.14
B1 → A2 · +17 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-06-30).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1469/100 · v0.14
B1 → B1
B1
2026-09-1469/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 9 years of registry continuity.

Registry and status signalsSeurattava
67/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

14 register eventsLatest event: 2025-09-17

Financial statements availability

Available financial statement periods and PRH source filings.

6 financial statement periodsLatest financial period: 2026-06-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Olli Karkkulainen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.