Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Onni Toimi Oy
Onni Toimi Oy's registered office is Turku. It is a limited company. The company was established on 2024-02-09. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-01-31, revenue was €73,213 and operating profit was -€1,803.
Business ID 3423273-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3423273-1
- Sector
- Activities of insurance agents and brokers
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 2024-02-09
- Business ID registration date
- 2024-01-29
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vienolantie 10 A 4, 20210, Turku
People and decision-makers
Toimi Onni MikaelToimitusjohtaja
About Onni Toimi Oy
Financial position and key figures for the company.
Onni Toimi Oy's location municipality is Turku. It is a limited company. The company was established on 2024-02-09. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-01-31, revenue was €73,213 and operating profit was -€1,803. The latest retained financial statement for 2026-01-31 shows revenue of €73,213 and profit for the financial year of -€1,773. Based on the latest retained statement, revenue growth was +48.7%, operating margin was -2.5%, and equity ratio was +5.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-01-31
0
0
Enriched source observation
Derived indicators
Revenue growth48.7%
Operating margin-2.5%
Equity ratio5.8%
Revenue€73,213+€23,972 (+48.7%) vs previous periodPrevious: €49,241
Operating profit (loss)-€1,803-€3,757 (-192.3%) vs previous periodPrevious: €1,954
Profit (loss) for the financial year-€1,773-€3,318 (-214.8%) vs previous periodPrevious: €1,545
Assets€1,247-€843 (-40.3%) vs previous periodPrevious: €2,090
Balance-sheet contextLatest financial period
Profit before taxes-€1,773Previous: €1,938
Employees1Previous: 1
Revenue trend2 periods
€49,241
2025-01-31
€73,213
2026-01-31
Operating profit (loss) trend2 periods
€1,954
2025-01-31
-€1,803
2026-01-31
Profit (loss) for the financial year trend2 periods
€1,545
2025-01-31
-€1,773
2026-01-31
Assets trend2 periods
€2,090
2025-01-31
€1,247
2026-01-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
7/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
44/100 · Declining
Ratio history
| Ratio | 2025-01-31 | 2026-01-31 |
|---|---|---|
| Equity ratio | 73.9 % | 5.8 % |
| Current ratio | - | - |
| Operating profit margin | 4.0 % | -2.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3423273-1
EU IDFIFPRO.3423273-1
MunicipalityTurku
Current registered entries
2024-01-29Registered in Tax Administration (Prepayment Register)
2024-02-09Registered in Tax Administration (Tax Administration)
2024-02-09Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Toimi Onni MikaelToimitusjohtajaSources: 4 · Confidence: 78%
Toimi Onni MikaelVarsinainen jäsenSources: 2 · Confidence: 78%
Lotta NikulaHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorOnni Toimi Oy
Grade unchangedB3 · new analysis 2026-10-18
45/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsRevenueImproving
LiquidityNot enough history
Same industry and sizeDescriptive comparison – does not change the model score.
79 peersSolvency16%
Below 84% of peers
Profitability34%
Below 66% of peers
Revenue growth84%
Better than 84% of peers
Supporting factors
- Active registered status
- Lower industry distress context
Risk factors to note
- Negative profitability or net result
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB3
2026-10-1845/100 · v0.15
B3 → B3 · +1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
- Risk factor cleared: High balance-sheet leverage.
B3
2026-09-2444/100 · v0.14
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
34/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2025-05-24
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Onni Toimi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.