Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Business profile
Onur Celik Oy
Onur Celik Oy's registered office is Helsingfors. It is a limited company. The company was established on 2022-09-19. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €130,181 and operating profit was €38,854.
Business ID 3312728-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3312728-6
- Sector
- Activities of insurance agents and brokers
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2022-09-19
- Business ID registration date
- 2022-09-18
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Fredrikinkatu 69 B 31, 00100, Helsingfors
About Onur Celik Oy
Financial position and key figures for the company.
Onur Celik Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2022-09-19. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €130,181 and operating profit was €38,854. The latest retained financial statement for 2025-12-31 shows revenue of €130,181 and profit for the financial year of €20,051. Based on the latest retained statement, revenue growth was +34.7%, operating margin was +29.8%, and equity ratio was +48.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth34.7%
Operating margin29.8%
Equity ratio48.3%
Balance-sheet contextLatest financial period
Cash and bank€3,472Previous: €6,738
Retained earnings€32,604Previous: €7,966
Equity€52,655Previous: €34,899
Liabilities€56,445Previous: €57,213
Current assets€31,580Previous: €14,592
Current liabilities€18,116Previous: €11,591
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
60/100 · Improving
Current ratioWeak
6/100 · Declining
Operating profit marginGood
100/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3312728-6
EU IDFIFPRO.3312728-6
MunicipalityHelsingfors
Current registered entries
2022-09-19Registered in Tax Administration (Tax Administration)
2022-09-19Registered in Patent and Registration Office (Trade Register)
2022-11-07Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodOnur Celik Oy
Grade upgradedB2 → A3 · new analysis 2026-10-02
72/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
146 peersSolvency50%
Close to the peer-group midpoint
Profitability86%
Better than 86% of peers
Liquidity43%
Below 57% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings125 days after period end
125 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-10-02 08:5172/100 · v0.14
B2 → A3 · +14 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1558/100 · v0.14
B2 → B2 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-02
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
40/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2025-05-28
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Onur Celik Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.