Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
OP Saneeraus ja Maalaus Oy
OP Saneeraus ja Maalaus Oy's registered office is Esbo. It is a limited company. The company was established on 1989-02-15. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €1,833,123 and operating profit was €8,310.
Business ID 0711153-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0711153-9
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 1989-02-15
- Business ID registration date
- 1988-09-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kurjenkellontie 5, 02270, Esbo
Website: https://www.opsaneeraus.fiSource observation
About OP Saneeraus ja Maalaus Oy
Financial position and key figures for the company.
OP Saneeraus ja Maalaus Oy's location municipality is Esbo. It is a limited company. The company was established on 1989-02-15. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €1,833,123 and operating profit was €8,310. The latest retained financial statement for 2025-12-31 shows revenue of €1,833,123 and profit for the financial year of €4,200. Based on the latest retained statement, revenue growth was -1.2%, operating margin was +0.5%, and equity ratio was +26.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-1.2%
Operating margin0.5%
Equity ratio26.0%
Balance-sheet contextLatest financial period
Inventory€0Previous: €1,908
Cash and bank€30,214Previous: €79,010
Retained earnings€90,216Previous: €38,093
Equity€103,417Previous: €111,531
Liabilities€294,976Previous: €273,851
Current assets€329,685Previous: €305,137
Current liabilities€245,863Previous: €261,731
Revenue trend2 periods
€1,854,553
2024-12-31
€1,833,123
2025-12-31
Operating profit (loss) trend2 periods
€90,513
2024-12-31
€8,310
2025-12-31
Profit (loss) for the financial year trend2 periods
€64,438
2024-12-31
€4,200
2025-12-31
Assets trend2 periods
€385,382
2024-12-31
€398,393
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
32/100 · Declining
Current ratioWeak
4/100 · Declining
Operating profit marginPassable
51/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 28.9 % | 26.0 % |
| Current ratio | 0.31x | 0.12x |
| Operating profit margin | 4.9 % | 0.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0711153-9
VAT IDFI07111539
EU IDFIFPRO.0711153-9
MunicipalityEsbo
Current registered entries
1988-09-23Registered in Tax Administration (Tax Administration)
1989-01-01Registered in Tax Administration (Employer Register)
1989-02-15Registered in Patent and Registration Office (Trade Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableOP Saneeraus ja Maalaus Oy
Grade unchangedB1 · new analysis 2026-10-18
60/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueStable
SolvencyStable
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
52 peersSolvency25%
Below 75% of peers
Profitability19%
Below 81% of peers
Liquidity49%
Close to the peer-group midpoint
Revenue growth21%
Below 79% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings224 days after period end
165 days after period end
2 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1860/100 · v0.15
B1 → B1B1
2026-09-28 21:4960/100 · v0.14
B1 → B1 · -6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1566/100 · v0.14
B2 → B1 · +8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 37 years of registry continuity.
Registry and status signalsErittäin vahva
93/100
Long registry history, recent financial statement filings, and active register markings support this signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2026-08-12
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
OP Saneeraus ja Maalaus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.