Business profile

Opinore Oy

Opinore Oy's registered office is Esbo. It is a limited company. The company was established on 2020-12-01. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€1,878.

Claim profileContact details
Business ID 3173774-2ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3173774-2
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Esbo
Company form
Limited company
Registration date
2020-12-01
Business ID registration date
2020-11-27
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kiviharju 3 B, 02330, Esbo

About Opinore Oy

Financial position and key figures for the company.

Opinore Oy's location municipality is Esbo. It is a limited company. The company was established on 2020-12-01. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€1,878. The latest retained financial statement for 2025-12-31 shows revenue of €0 and profit for the financial year of €98,628. Based on the latest retained statement, revenue growth was -100.0%, operating margin was not currently available, and equity ratio was +34.7%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods5
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-100.0%
Equity ratio34.7%
Revenue€0-€113,753 (-100.0%) vs previous periodPrevious: €113,753
Operating profit (loss)-€1,878-€25,949 (-107.8%) vs previous periodPrevious: €24,072
Profit (loss) for the financial year€98,628-€25,634 (-20.6%) vs previous periodPrevious: €124,262
Assets€883,157-€6,484 (-0.7%) vs previous periodPrevious: €889,641
Balance-sheet contextLatest financial period
Cash and bank€19,393Previous: €25,878
Retained earnings€207,953Previous: €137,990
Equity€306,581Previous: €262,253
Liabilities€576,575Previous: €627,388
Current assets€19,395Previous: €25,879
Current liabilities€576,575Previous: €627,388
Revenue trend2 periods
€113,753
2024-12-31
€0
2025-12-31
Operating profit (loss) trend2 periods
€24,072
2024-12-31
-€1,878
2025-12-31
Profit (loss) for the financial year trend2 periods
€124,262
2024-12-31
€98,628
2025-12-31
Assets trend2 periods
€889,641
2024-12-31
€883,157
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioSatisfactory
43/100 · Improving
34.7 %2024-12-31: 29.5 %
Current ratioWeak
1/100 · Declining
0.03x2024-12-31: 0.04x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: 21.2 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio29.5 %34.7 %
Current ratio0.04x0.03x
Operating profit margin21.2 %-

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3173774-2
EU IDFIFPRO.3173774-2
MunicipalityEsbo
Current registered entries
2020-12-01Registered in Patent and Registration Office (Trade Register)
2020-12-14Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableOpinore Oy
Grade unchangedB1 · new analysis 2026-09-23
Model score60/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueDeteriorating
ProfitabilityNot enough history
SolvencyImproving
LiquidityStable
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
319 peers
Solvency36%
Below 64% of peers
Liquidity37%
Below 63% of peers
Revenue growth3%
Below 97% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag119 days after period end
Typical registration lag89 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B1
2026-09-23 19:2560/100 · v0.14
B1 → B1 · -9 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +8 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1361/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-09-23
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
51/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

8 register eventsLatest event: 2026-04-29

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-27.

This company profile has not been claimed yet

Opinore Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.