Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
OPR-Finance Oy
OPR-Finance Oy's registered office is Helsingfors. It is a limited company. The company was established on 2005-10-24. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €3,986,370 and operating profit was €64,030,316.
Business ID 1993902-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1993902-6
- Sector
- Other activities auxiliary to financial services, except insurance and pension funding
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2005-10-24
- Business ID registration date
- 2005-10-12
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lautatarhankatu 8 B, 00580, Helsingfors
Phone: +358207412030Source observation
Email: [email protected]Source observation
Website: https://www.opr-vakuus.fiSource observation
People and decision-makers
Esa Henrik AlankoGroup CEO
About OPR-Finance Oy
Financial position and key figures for the company.
OPR-Finance Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2005-10-24. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €3,986,370 and operating profit was €64,030,316. The latest retained financial statement for 2025-12-31 shows revenue of €3,986,370 and profit for the financial year of €22,726,304. Based on the latest retained statement, revenue growth was -17.0%, operating margin was +1606.0%, and equity ratio was +76.1%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on toimia sijoitus-, kehitys- ja rahoitusyhtiönä ja harjoittaa toimisto- ja hallinnollisten palvelujen tuottamista, vuokrausta, välitystä ja kauppaa sekä liikkeenjohdon, sijoitustoiminnan, hallinnon ja markkinoinnin koulutusta ja konsultointia.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-17.0%
Operating margin1606.0%
Equity ratio76.1%
Revenue€3,986,370+€3,986,370 vs previous periodPrevious: €0
Operating profit (loss)€64,030,316+€66,361,316 (+2846.9%) vs previous periodPrevious: -€2,331,000
Profit (loss) for the financial year€22,726,304+€15,936,304 (+234.7%) vs previous periodPrevious: €6,790,000
Assets€26,216,195-€39,068,805 (-59.8%) vs previous periodPrevious: €65,285,000
Balance-sheet contextLatest financial period
Employees16Previous: No comparison value
Revenue trend5 periods
€496,000
2021-12-31
€4,000
2022-12-31
€1,000
2023-12-31
€0
2024-12-31
€3,986,370
2025-12-31
Operating profit (loss) trend5 periods
-€4,783,000
2021-12-31
-€4,190,000
2022-12-31
-€2,780,000
2023-12-31
-€2,331,000
2024-12-31
€64,030,316
2025-12-31
Profit (loss) for the financial year trend5 periods
-€5,869,000
2021-12-31
-€1,096,000
2022-12-31
€7,851,000
2023-12-31
€6,790,000
2024-12-31
€22,726,304
2025-12-31
Assets trend5 periods
€51,168,000
2021-12-31
€53,048,000
2022-12-31
€60,674,000
2023-12-31
€65,285,000
2024-12-31
€26,216,195
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
95/100 · Improving
Current ratioWeak
15/100 · Declining
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 11.6 % | 9.2 % | 20.9 % | 12.9 % | 76.1 % |
| Current ratio | 15.60x | 6.91x | 7.69x | 3.93x | 0.44x |
| Operating profit margin | -964.0 % | -104750.0 % | -278000.0 % | 0.0 % | 1606.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1993902-6
VAT IDFI19939026
EU IDFIFPRO.1993902-6
MunicipalityHelsingfors
Current registered entries
2005-10-19Registered in Tax Administration (Tax Administration)
2005-10-24Registered in Patent and Registration Office (Trade Register)
2005-12-01Registered in Tax Administration (Prepayment Register)
2006-01-01Registered in Tax Administration (Employer Register)
2006-01-01VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Esa Henrik AlankoGroup CEOSources: 1 · Confidence: 76%
Ruuska Jari KaleviPuheenjohtajaSources: 5 · Confidence: 78%
Porkka Sami AnteroVarsinainen jäsenSources: 5 · Confidence: 78%
Ruuska Ella EmiliaVarsinainen jäsenSources: 4 · Confidence: 78%
Jukka Antero KyyröCFOSources: 1 · Confidence: 76%
Jouni Tapio SelinHead of General Administration, Risk management and Compliance of the GroupSources: 1 · Confidence: 76%
Satu PeltonenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodOPR-Finance Oy
Grade upgradedB3 → A2 · new analysis 2026-10-18
80/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsProfitabilityImproving · 2 consecutive periods
SolvencyVolatile
Same industryDescriptive comparison – does not change the model score.
231 peersSolvency48%
Close to the peer-group midpoint
Profitability100%
Better than 100% of peers
Liquidity48%
Close to the peer-group midpoint
Revenue growth13%
Below 87% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-1880/100 · v0.15
B3 → A2 · +40 points- Revenue: Volatile → Deteriorating
- Profitability: Volatile → Improving
- Solvency: Deteriorating → Volatile
B3
2026-09-2640/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 20 years of registry continuity.
Registry and status signalsErittäin vahva
90/100
Long registry history, recent financial statement filings, and active register markings support this signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
51 register eventsLatest event: 2026-07-08
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
OPR-Finance Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.