Business profile

Optimum Invest Oy

Optimum Invest Oy's registered office is Kempele. It is a limited company. The company was established on 2021-07-05. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €294,646 and operating profit was -€59,803.

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Business ID 3213658-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3213658-6
Sector
Rental of own or leased dwellings and residential real estate
Municipality
Kempele
Company form
Limited company
Registration date
2021-07-05
Business ID registration date
2021-05-25
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Linnunrata 16 B, 90440, Kempele

About Optimum Invest Oy

Financial position and key figures for the company.

Optimum Invest Oy's location municipality is Kempele. It is a limited company. The company was established on 2021-07-05. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €294,646 and operating profit was -€59,803. The latest retained financial statement for 2025-12-31 shows revenue of €294,646 and profit for the financial year of -€93,093. Based on the latest retained statement, revenue growth was -3.5%, operating margin was -20.3%, and equity ratio was +33.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods5
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-3.5%
Operating margin-20.3%
Equity ratio33.5%
Revenue€294,646-€10,627 (-3.5%) vs previous periodPrevious: €305,273
Operating profit (loss)-€59,803+€25,321 (+29.7%) vs previous periodPrevious: -€85,124
Profit (loss) for the financial year-€93,093+€28,482 (+23.4%) vs previous periodPrevious: -€121,575
Assets€2,150,168-€3,255 (-0.2%) vs previous periodPrevious: €2,153,423
Balance-sheet contextLatest financial period
Other operating income€0Previous: €639
Cash and bank€1,012Previous: €15,153
Retained earnings-€186,210Previous: -€64,636
Equity€720,697Previous: €813,790
Liabilities€1,429,471Previous: €1,339,633
Current assets€14,628Previous: €16,183
Current liabilities€118,832Previous: €125,639
Revenue trend2 periods
€305,273
2024-12-31
€294,646
2025-12-31
Operating profit (loss) trend2 periods
-€85,124
2024-12-31
-€59,803
2025-12-31
Profit (loss) for the financial year trend2 periods
-€121,575
2024-12-31
-€93,093
2025-12-31
Assets trend2 periods
€2,153,423
2024-12-31
€2,150,168
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioSatisfactory
42/100 · Declining
33.5 %2024-12-31: 37.8 %
Current ratioWeak
0/100 · Declining
0.01x2024-12-31: 0.12x
Operating profit marginWeak
0/100 · Improving
-20.3 %2024-12-31: -27.8 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio37.8 %33.5 %
Current ratio0.12x0.01x
Operating profit margin-27.8 %-20.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3213658-6
VAT IDFI32136586
EU IDFIFPRO.3213658-6
MunicipalityKempele
Current registered entries
2021-07-05Registered in Tax Administration (Tax Administration)
2021-07-05Registered in Patent and Registration Office (Trade Register)
2024-11-01VAT-liable for business activity in Tax Administration (VAT Register)
2024-11-27Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorOptimum Invest Oy
Grade unchangedB3 · new analysis 2026-10-17
Model score49/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueStable
ProfitabilityImproving
SolvencyStable
LiquidityStable
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
74 peers
Solvency39%
Below 61% of peers
Profitability4%
Below 96% of peers
Liquidity26%
Below 74% of peers
Revenue growth30%
Below 70% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag234 days after period end
Typical registration lag235 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Active registered status
  • Lower industry distress context
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B3
2026-10-1749/100 · v0.15
B3 → B3
B3
2026-09-17 06:3549/100 · v0.14
B1 → B3 · -14 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1463/100 · v0.14
B1 → B1
B1
2026-09-1463/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

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Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
52/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

8 register eventsLatest event: 2025-08-29

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Optimum Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.