Business profile

Osakeyhtiö Harju-talo

Osakeyhtiö Harju-talo's registered office is Jyväskylä. It is a limited company. The company was established on 1918-12-13. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €265,094 and operating profit was €3,042.

Claim profileContact details
Business ID 0174349-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0174349-8
Sector
Rental and operating of own or leased non-residential real estate
Municipality
Jyväskylä
Company form
Limited company
Registration date
1918-12-13
Business ID registration date
1978-03-15
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kauppakatu 35, 40100, Jyväskylä

People and decision-makers

Nyyssönen Ilkka TapioToimitusjohtaja

About Osakeyhtiö Harju-talo

Financial position and key figures for the company.

Osakeyhtiö Harju-talo's location municipality is Jyväskylä. It is a limited company. The company was established on 1918-12-13. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €265,094 and operating profit was €3,042. The latest retained financial statement for 2025-12-31 shows revenue of €265,094 and profit for the financial year of €16,720. Based on the latest retained statement, revenue growth was -22.4%, operating margin was +1.1%, and equity ratio was +100.0%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Yhtiön toimialana on ostaa, omistaa tai hallita asunto-osakkeita, kiinteistöjä, liikehuoneistoja tai toimitilaosakkeita ja antaa niitä vuokrattavaksi etupäässä Jyväskylän Klubi ry:n toiminnan tukemiseksi.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-22.4%
Operating margin1.1%
Equity ratio100.0%
Revenue€265,094-€76,583 (-22.4%) vs previous periodPrevious: €341,677
Operating profit (loss)€3,042-€5,418 (-64.0%) vs previous periodPrevious: €8,460
Profit (loss) for the financial year€16,720+€1,015 (+6.5%) vs previous periodPrevious: €15,705
Assets€799,712+€16,220 (+2.1%) vs previous periodPrevious: €783,492
Balance-sheet contextLatest financial period
Profit before taxes€16,720Previous: €15,705
Revenue trend4 periods
€19,120
2022-12-31
€20,724
2023-12-31
€341,677
2024-12-31
€265,094
2025-12-31
Operating profit (loss) trend4 periods
-€24,990
2022-12-31
-€7,799
2023-12-31
€8,460
2024-12-31
€3,042
2025-12-31
Profit (loss) for the financial year trend4 periods
-€21,552
2022-12-31
-€4,018
2023-12-31
€15,705
2024-12-31
€16,720
2025-12-31
Assets trend4 periods
€771,805
2022-12-31
€767,787
2023-12-31
€783,492
2024-12-31
€799,712
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
100/100 · Stable
100.0 %2024-12-31: 100.0 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginPassable
53/100 · Declining
1.1 %2024-12-31: 2.5 %
Ratio history
Ratio2022-12-312023-12-312024-12-312025-12-31
Equity ratio100.0 %100.0 %100.0 %100.0 %
Current ratio----
Operating profit margin-130.7 %-37.6 %2.5 %1.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0174349-8
EU IDFIFPRO.0174349-8
MunicipalityJyväskylä
Current registered entries
1918-12-13Registered in Patent and Registration Office (Trade Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Nyyssönen Ilkka TapioToimitusjohtajaSources: 6 · Confidence: 78%
Rinne Jaakko Yrjö MarkkuPuheenjohtajaSources: 6 · Confidence: 78%
Närhi Matti Pertti JuhaniVarajäsenSources: 2 · Confidence: 78%
Seppälä Juha PetteriVarsinainen jäsenSources: 5 · Confidence: 78%
Virkki Tauno JuhaniVarsinainen jäsenSources: 5 · Confidence: 78%
Liimatainen Antti JohannesVarajäsenSources: 2 · Confidence: 78%
Alina MustapirttiPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Maria TaavilaPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodOsakeyhtiö Harju-talo
Grade unchangedA3 · new analysis 2026-10-19
Model score73/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueVolatile
ProfitabilityImproving
SolvencyStable
LiquidityNot enough history
Peer comparisonSame industryDescriptive comparison – does not change the model score.
117 peers
Solvency100%
Better than 100% of peers
Profitability45%
Below 55% of peers
Revenue growth9%
Below 91% of peers
Supporting factors
  • Strong equity ratio
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A3
2026-10-1973/100 · v0.15
A3 → A3 · -1 points
  • Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-09-2874/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-19
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
100/100

The company has about 107 years of registry continuity.

Registry and status signalsSeurattava
74/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

19 register eventsLatest event: 2026-04-24

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Osakeyhtiö Harju-talo shows public core facts. A company representative can claim the profile, update public information, and access owner tools.