Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Osuuskunta Kuhmon Louhi
Osuuskunta Kuhmon Louhi's registered office is Kuhmo. It is a cooperative. The company was established on 1996-12-02. It operates in the industry of temporary employment agency activities and other human resource provisions. In its latest retained statement for 2025-12-31, revenue was €255,617 and operating profit was €2,959.
Business ID 1069457-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1069457-9
- Sector
- Temporary employment agency activities and other human resource provisions
- Municipality
- Kuhmo
- Company form
- Cooperative
- Registration date
- 1996-12-02
- Business ID registration date
- 1996-12-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kainuuntie 99, 88900, Kuhmo
Phone: +358405312449Source observation
Email: [email protected]Source observation
Website: https://www.kuhmonlouhi.fiSource observation
People and decision-makers
Niskanen Minna Kati KristiinaPuheenjohtaja
Kyllönen Kyösti Erkki TapioVarsinainen jäsen
Haverinen Liisa HelenaVarsinainen jäsen
About Osuuskunta Kuhmon Louhi
Financial position and key figures for the company.
Osuuskunta Kuhmon Louhi's location municipality is Kuhmo. It is a cooperative. The company was established on 1996-12-02. It operates in the industry of temporary employment agency activities and other human resource provisions. In its latest retained statement for 2025-12-31, revenue was €255,617 and operating profit was €2,959. The latest retained financial statement for 2025-12-31 shows revenue of €255,617 and profit for the financial year of €3,034. Based on the latest retained statement, revenue growth was +8.5%, operating margin was +1.2%, and equity ratio was +37.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth8.5%
Operating margin1.2%
Equity ratio37.6%
Revenue€255,617+€19,993 (+8.5%) vs previous periodPrevious: €235,624
Operating profit (loss)€2,959+€3,485 (+662.0%) vs previous periodPrevious: -€526
Profit (loss) for the financial year€3,034+€3,049 (+20326.7%) vs previous periodPrevious: -€15
Assets€97,646+€33,572 (+52.4%) vs previous periodPrevious: €64,074
Balance-sheet contextLatest financial period
Employees17Previous: 14
Revenue trend5 periods
€237,485
2021-12-31
€233,417
2022-12-31
€238,165
2023-12-31
€235,624
2024-12-31
€255,617
2025-12-31
Operating profit (loss) trend5 periods
-€10,199
2021-12-31
-€11,903
2022-12-31
-€225
2023-12-31
-€526
2024-12-31
€2,959
2025-12-31
Profit (loss) for the financial year trend5 periods
-€10,714
2021-12-31
-€11,890
2022-12-31
€184
2023-12-31
-€15
2024-12-31
€3,034
2025-12-31
Assets trend5 periods
€57,374
2021-12-31
€52,555
2022-12-31
€71,550
2023-12-31
€64,074
2024-12-31
€97,646
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioSatisfactory
47/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginPassable
53/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 80.9 % | 64.5 % | 47.1 % | 52.6 % | 37.6 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | -4.3 % | -5.1 % | -0.1 % | -0.2 % | 1.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1069457-9
VAT IDFI10694579
MunicipalityKuhmo
Current registered entries
1996-10-08VAT-liable for business activity in Tax Administration (VAT Register)
1996-12-01Registered in Tax Administration (Employer Register)
1996-12-02Registered in Patent and Registration Office (Trade Register)
1996-12-03Registered in Tax Administration (Prepayment Register)
1996-12-03Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Niskanen Minna Kati KristiinaPuheenjohtajaSources: 4 · Confidence: 78%
Kyllönen Kyösti Erkki TapioVarsinainen jäsenSources: 3 · Confidence: 78%
Haverinen Liisa HelenaVarsinainen jäsenSources: 3 · Confidence: 78%
Huotari Ritva AnneliVarajäsenSources: 2 · Confidence: 78%
Piirainen Ari ViljamiTilintarkastajaSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableOsuuskunta Kuhmon Louhi
Grade unchangedB1 · new analysis 2026-10-18
62/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
ProfitabilityStable
SolvencyVolatile
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
88 peersSolvency63%
Better than 63% of peers
Profitability40%
Below 60% of peers
Revenue growth60%
Better than 60% of peers
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1862/100 · v0.15
B1 → B1 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
B1
2026-09-1763/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
16/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 29 years of registry continuity.
Registry and status signalsVakaa
84/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
28 register eventsLatest event: 2026-05-13
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Osuuskunta Kuhmon Louhi shows public core facts. A company representative can claim the profile, update public information, and access owner tools.