Business profile

OSVK Invest Oy

OSVK Invest Oy's registered office is Iisalmi. It is a limited company. The company was established on 2024-07-02. It operates in the industry of retail sale of furniture. In its latest retained statement for 2026-01-31, revenue was €334,983 and operating profit was -€7,825.

Claim profileContact details
Business ID 3459522-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3459522-5
Sector
Retail sale of furniture
Municipality
Iisalmi
Company form
Limited company
Registration date
2024-07-02
Business ID registration date
2024-06-28
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Pohjolankatu 4, 74100, Iisalmi

About OSVK Invest Oy

Financial position and key figures for the company.

OSVK Invest Oy's location municipality is Iisalmi. It is a limited company. The company was established on 2024-07-02. It operates in the industry of retail sale of furniture. In its latest retained statement for 2026-01-31, revenue was €334,983 and operating profit was -€7,825. The latest retained financial statement for 2026-01-31 shows revenue of €334,983 and profit for the financial year of -€9,406. Based on the latest retained statement, revenue growth was +139.7%, operating margin was -2.3%, and equity ratio was -9.6%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-01-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth139.7%
Operating margin-2.3%
Equity ratio-9.6%
Revenue€334,983+€195,238 (+139.7%) vs previous periodPrevious: €139,744
Operating profit (loss)-€7,825-€8,428 (-1399.0%) vs previous periodPrevious: €602
Profit (loss) for the financial year-€9,406-€9,859 (-2177.0%) vs previous periodPrevious: €453
Assets€93,508+€188 (+0.2%) vs previous periodPrevious: €93,321
Balance-sheet contextLatest financial period
Other operating income€84,275Previous: €19,008
Inventory€77,520Previous: €71,320
Cash and bank€6,351Previous: €10,751
Retained earnings€453Previous: €0
Equity-€8,953Previous: €453
Liabilities€102,461Previous: €92,868
Current assets€85,071Previous: €82,071
Current liabilities€67,841Previous: €58,248
Revenue trend2 periods
€139,744
2025-01-31
€334,983
2026-01-31
Operating profit (loss) trend2 periods
€602
2025-01-31
-€7,825
2026-01-31
Profit (loss) for the financial year trend2 periods
€453
2025-01-31
-€9,406
2026-01-31
Assets trend2 periods
€93,321
2025-01-31
€93,508
2026-01-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Declining
-9.6 %2025-01-31: 0.5 %
Current ratioSatisfactory
41/100 · Declining
1.24x2025-01-31: 1.41x
Operating profit marginWeak
45/100 · Declining
-1.9 %2025-01-31: 0.4 %
Ratio history
Ratio2025-01-312026-01-31
Equity ratio0.5 %-9.6 %
Current ratio1.41x1.24x
Operating profit margin0.4 %-1.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3459522-5
VAT IDFI34595225
EU IDFIFPRO.3459522-5
MunicipalityIisalmi
Current registered entries
2024-06-28VAT-liable for business activity in Tax Administration (VAT Register)
2024-06-28Registered in Tax Administration (Prepayment Register)
2024-07-02Registered in Tax Administration (Tax Administration)
2024-07-02Registered in Patent and Registration Office (Trade Register)
2024-09-01Registered in Tax Administration (Employer Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
D
High riskOSVK Invest Oy
Grade unchangedD · new analysis 2026-10-17
Model score27/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueImproving
ProfitabilityStable
SolvencyDeteriorating
LiquidityStable
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
256 peers
Solvency13%
Below 87% of peers
Profitability23%
Below 77% of peers
Liquidity54%
Close to the peer-group midpoint
Revenue growth96%
Better than 96% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag144 days after period end
Typical registration lag171 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Active registered status
Risk factors to note
  • Negative equity
  • Negative profitability or net result
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
D
2026-10-1727/100 · v0.15
D → D
D
2026-09-23 10:2827/100 · v0.14
B3 → D · -13 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-01-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1540/100 · v0.14
B3 → B3 · -9 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1349/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeD
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

A serious financial risk signal affects this grade. Review the profile financial indicators as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
39/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityNuori
15/100

The company has about 2 years of registry continuity.

Registry and status signalsRajallinen
43/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.
Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → D.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.

Registry timeline

Trade register notifications shown on a timeline.

5 register eventsLatest event: 2025-11-28

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2026-01-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

OSVK Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.