Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Oulun Kotiosoite Oy
Oulun Kotiosoite Oy's registered office is Kuusamo. It is a limited company. The company was established on 1999-11-18. It operates in the industry of retail sale of hardware and building materials without specialisation on any specific product group. In its latest retained statement for 2025-12-31, revenue was €46,960 and operating profit was €13,220.
Business ID 1563056-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1563056-6
- Sector
- Retail sale of hardware and building materials without specialisation on any specific product group
- Municipality
- Kuusamo
- Company form
- Limited company
- Registration date
- 1999-11-18
- Business ID registration date
- 1999-11-09
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Junttilantie 7a, 93700, Kuusamo
Phone: +358400920887Source observation
Email: [email protected]Source observation
Website: https://www.ruukkikatot.fiSource observation
X profile: https://x.com/ruukkiSource: company website
Facebook profile: https://www.facebook.com/ruukkiSource: company website
Linkedin profile: https://www.linkedin.com/company/ruukkiSource: company website
People and decision-makers
Pesonen Tero JuhaniToimitusjohtaja
About Oulun Kotiosoite Oy
Financial position and key figures for the company.
Oulun Kotiosoite Oy's location municipality is Kuusamo. It is a limited company. The company was established on 1999-11-18. It operates in the industry of retail sale of hardware and building materials without specialisation on any specific product group. In its latest retained statement for 2025-12-31, revenue was €46,960 and operating profit was €13,220. The latest retained financial statement for 2025-12-31 shows revenue of €46,960 and profit for the financial year of €13,245. Based on the latest retained statement, revenue growth was -17.7%, operating margin was +28.2%, and equity ratio was +94.7%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on rakennustarvikkeiden myynti, osto ja edustus. Osakkeiden ja kiinteistöjen osto, myynti ja vuokraus. Arvopapereiden osto, myynti ja hallinta. Metsäalan työt ja urakointi. Muu laillinen liiketoiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
Combined source
Derived indicators
Revenue growth-17.7%
Operating margin28.2%
Equity ratio94.7%
Balance-sheet contextLatest financial period
Other operating income€8,570Previous: €14,101
Cash and bank€6,386Previous: €6,273
Retained earnings€68,245Previous: €109,661
Equity€83,990Previous: €76,896
Liabilities€4,689Previous: €4,259
Current assets€21,359Previous: €13,449
Current liabilities€4,689Previous: €4,259
Revenue trend6 periods
€143,277
2020-12-31
€90,568
2021-12-31
€102,951
2022-12-31
€77,360
2023-12-31
€57,056
2024-12-31
€46,960
2025-12-31
Operating profit (loss) trend6 periods
€11,662
2020-12-31
€32,310
2021-12-31
€13,272
2022-12-31
€17,152
2023-12-31
-€34,866
2024-12-31
€13,220
2025-12-31
Profit (loss) for the financial year trend6 periods
€8,943
2020-12-31
€25,185
2021-12-31
€9,971
2022-12-31
€13,036
2023-12-31
-€35,264
2024-12-31
€13,245
2025-12-31
Assets trend6 periods
€187,389
2020-12-31
€177,880
2021-12-31
€176,081
2022-12-31
€146,536
2023-12-31
€81,155
2024-12-31
€88,679
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
100/100 · Declining
Current ratioSatisfactory
45/100 · Declining
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|
| Equity ratio | 53.7 % | 66.2 % | 67.2 % | 83.2 % | 94.8 % | 94.7 % |
| Current ratio | - | - | - | - | - | 1.36x |
| Operating profit margin | 7.5 % | 30.9 % | 11.3 % | 18.4 % | -49.0 % | 23.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1563056-6
VAT IDFI15630566
EU IDFIFPRO.1563056-6
MunicipalityKuusamo
Current registered entries
1999-11-09Registered in Tax Administration (Tax Administration)
1999-11-18Registered in Patent and Registration Office (Trade Register)
2010-04-23VAT-liable for business activity in Tax Administration (VAT Register)
2010-05-12Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Pesonen Tero JuhaniToimitusjohtajaSources: 4 · Confidence: 78%
Pesonen Tero JuhaniVarsinainen jäsenSources: 2 · Confidence: 78%
Maaret PesonenHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodOulun Kotiosoite Oy
Grade upgradedB2 → A3 · new analysis 2026-10-18
78/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityVolatile
SolvencyImproving
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
183 peersSolvency81%
Better than 81% of peers
Profitability80%
Better than 80% of peers
Liquidity68%
Better than 68% of peers
Revenue growth34%
Below 66% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings213 days after period end
213 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsA3
2026-10-1878/100 · v0.15
B2 → A3 · +19 points- Revenue: Not enough history → Deteriorating
- Profitability: Not enough history → Volatile
- Solvency: Not enough history → Improving
B2
2026-09-1559/100 · v0.14
B2 → B2- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
39/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 26 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2026-08-01
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oulun Kotiosoite Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.