Risk grade updatedRisk gradeEvidence verified
21 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Oulun Sijoitusasunnot Oy
Oulun Sijoitusasunnot Oy's registered office is Oulu. It is a limited company. The company was established on 2023-09-11. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €135,542 and operating profit was €78,273.
Business ID 3386889-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3386889-3
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2023-09-11
- Business ID registration date
- 2023-08-31
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Redi 19, 90800, Oulu
People and decision-makers
Telin Tiina KyllikkiToimitusjohtaja
About Oulun Sijoitusasunnot Oy
Financial position and key figures for the company.
Oulun Sijoitusasunnot Oy's location municipality is Oulu. It is a limited company. The company was established on 2023-09-11. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €135,542 and operating profit was €78,273. The latest retained financial statement for 2025-12-31 shows revenue of €135,542 and profit for the financial year of €132,337. Based on the latest retained statement, revenue growth was +19.0%, operating margin was +57.8%, and equity ratio was +99.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
Combined source
Derived indicators
Revenue growth19.0%
Operating margin57.8%
Equity ratio99.2%
Balance-sheet contextLatest financial period
Cash and bank€42,067Previous: €637,575
Retained earnings€2,784,913Previous: €3,361,450
Profit before taxes€161,998Previous: €129,293
Equity€2,925,659Previous: €3,473,323
Liabilities€22,291Previous: €21,508
Current assets€450,427Previous: €964,760
Current liabilities€11,899Previous: €10,489
Employees0Previous: 0
Revenue trend2 periods
€113,937
2024-12-31
€135,542
2025-12-31
Operating profit (loss) trend2 periods
€54,667
2024-12-31
€78,273
2025-12-31
Profit (loss) for the financial year trend2 periods
€103,464
2024-12-31
€132,337
2025-12-31
Assets trend2 periods
€3,494,831
2024-12-31
€2,947,951
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 99.4 % | 99.2 % |
| Current ratio | 60.79x | 3.54x |
| Operating profit margin | 48.0 % | 57.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3386889-3
EU IDFIFPRO.3386889-3
MunicipalityOulu
Current registered entries
2023-08-31Registered in Tax Administration (Prepayment Register)
2023-09-11Registered in Tax Administration (Tax Administration)
2023-09-11Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Telin Tiina KyllikkiToimitusjohtajaSources: 5 · Confidence: 78%
Telin Tommi JohannesPuheenjohtajaSources: 5 · Confidence: 78%
Telin Tiina KyllikkiVarsinainen jäsenSources: 2 · Confidence: 78%
Raappana Tapio JohannesTilintarkastajaSources: 2 · Confidence: 78%
Telin Markku JohannesVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodOulun Sijoitusasunnot Oy
Grade unchangedA2 · new analysis 2026-10-21
85/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyStable
Same industryDescriptive comparison – does not change the model score.
104 peersSolvency73%
Better than 73% of peers
Profitability85%
Better than 85% of peers
Liquidity66%
Better than 66% of peers
Revenue growth84%
Better than 84% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings35 days after period end
37 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsA2
2026-10-2185/100 · v0.15
A2 → A2 · +4 points- Liquidity: Not enough history → Deteriorating
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
A2
2026-09-1581/100 · v0.14
A2 → A2- Revenue: Improving
- Profitability: Improving
- Solvency: Stable
A2
2026-09-1481/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-21
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
41/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-02-04
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oulun Sijoitusasunnot Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.