Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Oulun Tervatalot Oy
Oulun Tervatalot Oy's registered office is Oulu. It is a limited company. The company was established on 2007-11-01. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €2,874,002 and operating profit was €530,416.
Business ID 2110847-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2110847-5
- Sector
- Rental of own or leased dwellings and residential real estate
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2007-11-01
- Business ID registration date
- 2007-04-16
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Myllytullinkatu 4, 90130, Oulu
Phone: +35883148190Source observation
Email: [email protected]Source observation
Website: https://www.sivakka.fiSource observation
Instagram profile: https://www.instagram.com/sivakkaSource: company website
Facebook profile: https://www.facebook.com/oulunsivakkaSource: company website
People and decision-makers
Siirry TilaamaanAsiakaspalvelu
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Oulun Tervatalot Oy
Financial position and key figures for the company.
Oulun Tervatalot Oy's location municipality is Oulu. It is a limited company. The company was established on 2007-11-01. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €2,874,002 and operating profit was €530,416. The latest retained financial statement for 2025-12-31 shows revenue of €2,874,002 and profit for the financial year of €50,019. Based on the latest retained statement, revenue growth was -0.1%, operating margin was +18.5%, and equity ratio was +7.5%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiö toimialana on Oulun kaupungissa omistaa ja hallita rakennuksia ja antaa vuokralle kiinteistöjä ja huoneistoja. Yhtiö voi harjoittaa myös vuokra-asuntojen rakennuttamistoimintaa ja suorittaa kiinteistöjen ylläpito- ja hoitotehtäviä.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-0.1%
Operating margin18.5%
Equity ratio7.5%
Revenue€2,874,002-€2,334 (-0.1%) vs previous periodPrevious: €2,876,336
Operating profit (loss)€530,416-€108,985 (-17.0%) vs previous periodPrevious: €639,402
Profit (loss) for the financial year€50,019-€20 (-0.0%) vs previous periodPrevious: €50,039
Assets€19,590,337-€1,702,264 (-8.0%) vs previous periodPrevious: €21,292,600
Balance-sheet contextLatest financial period
Profit before taxes€161,602Previous: No comparison value
Employees200Previous: No comparison value
Revenue trend4 periods
€2,767,493
2022-12-31
€2,846,564
2023-12-31
€2,876,336
2024-12-31
€2,874,002
2025-12-31
Operating profit (loss) trend4 periods
€610,957
2022-12-31
€662,323
2023-12-31
€639,402
2024-12-31
€530,416
2025-12-31
Profit (loss) for the financial year trend4 periods
€50,006
2022-12-31
€50,038
2023-12-31
€50,039
2024-12-31
€50,019
2025-12-31
Assets trend4 periods
€22,499,865
2022-12-31
€21,966,699
2023-12-31
€21,292,600
2024-12-31
€19,590,337
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
9/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
96/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 6.5 % | 6.7 % | 6.9 % | 7.5 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 22.1 % | 23.3 % | 22.2 % | 18.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2110847-5
VAT IDFI21108475
EU IDFIFPRO.2110847-5
MunicipalityOulu
Current registered entries
2007-11-01Registered in Patent and Registration Office (Trade Register)
2007-11-02VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
2007-11-06Registered in Tax Administration (Tax Administration)
2021-06-24Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Hätälä Raimo JuhaniToimitusjohtajaSources: 5 · Confidence: 78%
Härkönen Mika AkseliPuheenjohtajaSources: 5 · Confidence: 78%
Vähänen Veli MattiVarsinainen jäsenSources: 4 · Confidence: 78%
Närhi Tarja HelenaVarsinainen jäsenSources: 4 · Confidence: 78%
Juntunen Hanne-Mari MatildaVarsinainen jäsenSources: 4 · Confidence: 78%
Lääkkö Matti HenrikkiVarsinainen jäsenSources: 4 · Confidence: 78%
Huhtela Päivi HelenaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Tiina Mikkonen-BrännkärrPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableOulun Tervatalot Oy
Grade unchangedB1 · new analysis 2026-10-18
67/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
SolvencyStable
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
195 peersSolvency22%
Below 78% of peers
Profitability56%
Better than 56% of peers
Revenue growth28%
Below 72% of peers
Supporting factors
- Strong operating profitability
- Active registered status
- Long registry continuity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1867/100 · v0.15
B1 → B1B1
2026-10-1667/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 18 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2026-04-20
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oulun Tervatalot Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.