Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.Business profile
Owela Oy
Owela Oy's registered office is Kuopio. It is a limited company. The company was established on 2015-01-22. It operates in the industry of computer programming activities. In its latest retained statement for 2025-12-31, revenue was €568,908 and operating profit was -€12,069.
Business ID 2658992-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2658992-5
- Sector
- Computer programming activities
- Municipality
- Kuopio
- Company form
- Limited company
- Registration date
- 2015-01-22
- Business ID registration date
- 2014-12-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Rytkynrannantie 135, 71520, Kuopio
Website: https://www.ovela.fiSource observation
About Owela Oy
Financial position and key figures for the company.
Owela Oy's location municipality is Kuopio. It is a limited company. The company was established on 2015-01-22. It operates in the industry of computer programming activities. In its latest retained statement for 2025-12-31, revenue was €568,908 and operating profit was -€12,069. The latest retained financial statement for 2025-12-31 shows revenue of €568,908 and profit for the financial year of -€12,154. Based on the latest retained statement, revenue growth was -11.7%, operating margin was -2.1%, and equity ratio was +30.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-11.7%
Operating margin-2.1%
Equity ratio30.5%
Balance-sheet contextLatest financial period
Cash and bank€52,051Previous: €37,283
Retained earnings€31,175Previous: €24,387
Equity€21,521Previous: €36,386
Liabilities€48,996Previous: €35,989
Current assets€65,700Previous: €65,060
Current liabilities€48,996Previous: €35,989
Revenue trend2 periods
€643,974
2024-12-31
€568,908
2025-12-31
Operating profit (loss) trend2 periods
€12,300
2024-12-31
-€12,069
2025-12-31
Profit (loss) for the financial year trend2 periods
€9,499
2024-12-31
-€12,154
2025-12-31
Assets trend2 periods
€72,375
2024-12-31
€70,517
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
38/100 · Declining
Current ratioSatisfactory
35/100 · Improving
Operating profit marginWeak
45/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 50.3 % | 30.5 % |
| Current ratio | 1.04x | 1.06x |
| Operating profit margin | 1.9 % | -2.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2658992-5
VAT IDFI26589925
EU IDFIFPRO.2658992-5
MunicipalityKuopio
Current registered entries
2014-12-04Registered in Tax Administration (Employer Register)
2014-12-04VAT-liable for business activity in Tax Administration (VAT Register)
2014-12-04Registered in Tax Administration (Prepayment Register)
2015-01-22Registered in Tax Administration (Tax Administration)
2015-01-22Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryOwela Oy
Grade downgradedB1 → B2 · new analysis 2026-09-22
53/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsLiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
333 peersSolvency36%
Below 64% of peers
Profitability19%
Below 81% of peers
Liquidity65%
Better than 65% of peers
Revenue growth17%
Below 83% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings70 days after period end
67 days after period end
4 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative profitability or net result
- Coordinated deterioration across 3 financial domains
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB2
2026-09-22 19:4953/100 · v0.14
B1 → B2 · -12 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1465/100 · v0.14
B2 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1359/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-09-22
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
49/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 11 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-03-11
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-02.
This company profile has not been claimed yet
Owela Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.